Vitals
  • Total Assets
    506.4M -3.9 %
  • Total Deposits
    393.4M -14.5 %
  • Total Net Loans
    429.2M 5.3 %
  • Net Income
    9.1M 4.9 %
  • Book Value
    44.8M 9.2 %
  • Book Value x2
    89.6M 9.2 %
  • Book Value x3
    134.4M 9.2 %
ROAA

1.771

ROAE

21.037

Efficiency Ratio

52.675

Net Interest Margin

5.029

Balance Sheet Highlights
Financial Highlights National Bank Of The Redwoods All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 506,383 493,791
Total Net Loans 429,248 359,726
Total Deposits 393,385 385,971
Total Equity 44,815 56,759
Profitability
Net Income 9,111 18,291
Return on Average Assets 1.771 1.362
Return on Average Equity 21.037 12.96
Net Interest Margin 5.029 4.519
Efficiency Ratio 52.675 71.614
Noninterest Income/Revenue 21.079 18.151
Balance Sheet Ratios
Loan-to-Deposit 109.117 83
Securities/Assets .082 .618
Total Equity/Total Assets .089 .115
Tangible Equity/Tangible Assets .087 -.155
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 43,576 47,205
Tier 2 Capital 5,498 5,273
Total Capital 49,074 52,387
Total Risk Weighted Assets 438,125 377,037
Leverage Ratio 8.41 11.123
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.95 14.478
Total Capital Ratio 11.2 15.653

Timeline for National Bank Of The Redwoods

Westamerica Bank

National Bank Of The Redwoods was acquired by Westamerica Bank 20 years

View Profile Mar 12 2005

Westamerica Bancorporation

Westamerica Bancorporation became a new parent organization for National Bank Of The Redwoods.

View Profile Mar 01 2005

Nbr Real Estate Investment Trust

Nbr Real Estate Investment Trust became a new subsidiary organization for National Bank Of The Redwoods.

View Profile Feb 05 2002

Allied Savings Bank, Fsb

Acquisition: National Bank Of The Redwoods acquired a new subsidiary, Allied Savings Bank, Fsb, 28 years

View Profile Mar 24 1997

Codding Bank

Acquisition: National Bank Of The Redwoods acquired a new subsidiary, Codding Bank, 31 years

View Profile Nov 04 1994

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Complete timeline for National Bank Of The Redwoods is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Westamerica Bank Buyer 5,267,501 Acquisition Discontinued 3/12/2005
Allied Savings Bank, Fsb Seller 241,708 Pooling of Interests Discontinued 3/24/1997
Codding Bank Seller 50,761 Discontinued 11/4/1994
Relationships Role Relationship Start Relationship End
Westamerica Bancorporation Parent 3/1/2005 3/11/2005
Redwood Empire Bancorp Parent 1/24/1989 2/28/2005
Nbr Real Estate Investment Trust Subsidary 2/5/2002 7/7/2004
Redwood Merchant Services, Inc. Subsidary 3/1/1993 8/31/2001
Valley Financial Mortgage Corporation Subsidary 1/24/1989 8/31/2001
Specialized Vehicle Manufacturing, Inc. Subsidary 8/20/1993 12/13/1994
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