Vitals
  • Total Assets
    5.3B 3.8 %
  • Total Deposits
    4.7B 3.6 %
  • Total Net Loans
    1.3B -11.8 %
  • Net Income
    59.9M 1.0 %
  • Book Value
    468.2M -1.6 %
  • Book Value x2
    936.3M -1.6 %
  • Book Value x3
    1.4B -1.6 %
ROAA

1.15

ROAE

12.468

Efficiency Ratio

52.847

Net Interest Margin

3.028

Balance Sheet Highlights
Financial Highlights Westamerica Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 5,327,271 1,346,313
Total Net Loans 1,326,757 907,793
Total Deposits 4,708,199 1,084,972
Total Equity 468,172 169,778
Profitability
Net Income 59,857 12,577
Return on Average Assets 1.15 .955
Return on Average Equity 12.468 8.072
Net Interest Margin 3.028 3.784
Efficiency Ratio 52.847 64.937
Noninterest Income/Revenue 24.237 13.682
Balance Sheet Ratios
Loan-to-Deposit 28.18 83.983
Securities/Assets .608 .141
Total Equity/Total Assets .088 .126
Tangible Equity/Tangible Assets .063 .113
Capital Adequacy
Tier 1 Common Capital 344,739 147,337
Tier 1 Capital 344,739 147,552
Tier 2 Capital 38,833 11,893
Total Capital 383,572 160,236
Total Risk Weighted Assets 2,945,998 1,009,488
Leverage Ratio 6.63 11.256
Common Equity Tier 1 Capital Ratio 11.7 14.697
Tier 1 Capital Ratio 11.7 14.792
Total Capital Ratio 13.02 16.005

Timeline for Westamerica Bank

Sonoma Valley Bank

Acquisition: Westamerica Bank acquired a new subsidiary, Sonoma Valley Bank, 13 years

View Profile Aug 21 2010

County Bank

Acquisition: Westamerica Bank acquired a new subsidiary, County Bank, 15 years

View Profile Feb 07 2009

Community Banker Services Corporation

Community Banker Services Corporation became a new subsidiary organization for Westamerica Bank.

View Profile Mar 21 2008

National Bank Of The Redwoods

Acquisition: Westamerica Bank acquired a new subsidiary, National Bank Of The Redwoods, 19 years

View Profile Mar 12 2005

Kerman State Bank

Acquisition: Westamerica Bank acquired a new subsidiary, Kerman State Bank, 21 years

View Profile Jun 22 2002

Want to see more?

Complete timeline for Westamerica Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sonoma Valley Bank Seller 337,113 Failure 8/21/2010
County Bank Seller 1,711,552 Failure 2/7/2009
National Bank Of The Redwoods Seller 506,383 Acquisition Discontinued 3/12/2005
Kerman State Bank Seller 99,860 Acquisition Discontinued 6/22/2002
First Counties Bank Seller 90,730 Acquisition Discontinued 9/16/2000
Bank Of Lake County Seller 91,051 Pooling of Interests Discontinued 8/19/2000
Valliwide Bank Seller 1,207,391 Pooling of Interests Discontinued 6/21/1997
Napa Valley Bank Seller 274,811 Pooling of Interests Discontinued 4/13/1996
Westamerica Property Company Seller Pooling of Interests Discontinued 2/22/1996
Novato National Bank Seller 88,167 Pooling of Interests Discontinued 9/16/1995
Capitolbank Sacramento Seller 127,173 Pooling of Interests Discontinued 6/10/1995
Pacific Valley National Bank Seller 178,161 Pooling of Interests Discontinued 2/25/1995
Suisun Valley Bank Seller 70,031 Discontinued 5/22/1993
John Muir National Bank Seller 57,180 Discontinued 2/29/1992
Trust Services Branch Seller Discontinued 11/1/1985
Ukiah Main Branch Seller Discontinued 7/1/1983
Vacaville Office Seller Discontinued 7/1/1983
Bank Of Sonoma County Seller 143,783 Discontinued 7/1/1983
Bank Of Lake County Seller 59,563 Discontinued 7/1/1983
Gold Country Bank Seller 55,761 Discontinued 7/1/1983
First National Of Mendocino County Building Corporation, The Seller Discontinued 9/1/1981
Relationships Role Relationship Start Relationship End
Westamerica Bancorporation Parent 12/31/1972
Community Banker Services Corporation Subsidary 3/21/2008
Westamerica Mortgage Company Subsidary 6/30/2007
Westamerica Mortgage Company Subsidary 9/30/1999 6/29/2007
Westamerica Property Company Subsidary 7/1/1983 2/21/1996
Weststar Mortgage Corporation Subsidary 12/14/1987 6/29/1993
First National Of Mendocino County Building Corporation, The Subsidary 12/31/1972 8/31/1981
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