County Bank
Merced, CA — State Member Bank
Acquired Feb 2009
Vitals
-
Total Assets1.7B -17.8 %
-
Total Deposits1.3B -21.0 %
-
Total Net Loans1.3B -13.9 %
-
Net Income
-
Book Value61.7M -61.1 %
-
Book Value x2123.4M -61.1 %
-
Book Value x3185.2M -61.1 %
Balance Sheet Highlights
| Financial Highlights | County Bank | All Insured Commercial Banks in California |
| Balance Sheet $(000) | ||
| Total Assets | 1,711,552 | 520,745 |
| Total Net Loans | 1,256,237 | 463,287 |
| Total Deposits | 1,324,635 | 394,167 |
| Total Equity | 61,722 | 55,123 |
| Profitability | ||
| Net Income | — | 12,476 |
| Return on Average Assets | — | .833 |
| Return on Average Equity | — | 6.733 |
| Net Interest Margin | 4.329 | 4.048 |
| Efficiency Ratio | 137.204 | 89.236 |
| Noninterest Income/Revenue | 6.142 | 27.827 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 94.837 | 95.393 |
| Securities/Assets | .125 | .57 |
| Total Equity/Total Assets | .036 | .106 |
| Tangible Equity/Tangible Assets | .034 | -.443 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 55,441 | 50,616 |
| Tier 2 Capital | 38,187 | 7,069 |
| Total Capital | 93,628 | 56,590 |
| Total Risk Weighted Assets | 1,433,038 | 431,904 |
| Leverage Ratio | 3.12 | 12.526 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 3.87 | 15.04 |
| Total Capital Ratio | 6.53 | 16.323 |
Timeline for County Bank
County Investment Trust Ii
County Investment Trust Ii became a new subsidiary organization for County Bank.
View Profile Oct 24 2001
County Investment Trust
County Investment Trust became a new subsidiary organization for County Bank.
View Profile Oct 16 2001
Town And Country Finance And Thrift Company
Acquisition: County Bank acquired a new subsidiary, Town And Country Finance And Thrift Company, 24 years
View Profile Nov 13 1999
Capital Corp Of The West
Capital Corp Of The West became a new parent organization for County Bank.
View Profile Nov 01 1995
| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Westamerica Bank | Buyer | 5,267,501 | Failure | 2/7/2009 | |
| Town And Country Finance And Thrift Company | Seller | 55,223 | Pooling of Interests | Discontinued | 11/13/1999 |
| Relationships | Role | Relationship Start | Relationship End |
| Capital Corp Of The West | Parent | 11/1/1995 | 2/6/2009 |
| Merced Area Investment & Development, Inc. | Subsidary | 6/30/2007 | 2/6/2009 |
| County Investment Trust | Subsidary | 6/30/2007 | 2/6/2009 |
| Merced Area Investment & Development, Inc. | Subsidary | 11/1/1995 | 6/29/2007 |
| County Investment Trust | Subsidary | 10/16/2001 | 6/29/2007 |
| County Investment Trust Ii | Subsidary | 10/24/2001 | 3/1/2002 |
Similar Organizations
| Organization | City | State | Total Assets |
|---|---|---|---|
|
Central Bank Of The Midwest
|
Lees Summit | MO | 1.7B |
|
Northstar Bank
|
Denton | TX | 1.7B |
|
Central Bank Of Boone County
|
Columbia | MO | 1.7B |
|
Isabella Bank
|
Mount Pleasant | MI | 1.7B |
|
Chemung Canal Trust Company
|
Elmira | NY | 1.7B |
|
Equity Bank
|
Andover | KS | 1.6B |
|
Northbrook Bank And Trust Company
|
Northbrook | IL | 1.9B |
|
Frandsen Bank & Trust
|
Lonsdale | MN | 1.6B |
|
Midwest Bankcentre
|
Lemay | MO | 1.8B |
|
Territorial Savings Bank
|
Honolulu | HI | 1.8B |