Net Income Analysis ( % relative to Total Revenue )
Income Statement County Bank All Insured Commercial Banks in California
Interest and Fees on Loans 99,267 30,546
Income from Lease Financing Receivables 1,893 10,048
— 3,161
Estimated Tax Benefit from Tax-Exempt Loan Income — 2,257
Income on Loans and Leases (TE) 101,160 30,713
Investment Interest Income (TE) 15,078 10,945
Total Interest Income (TE) 117,175 29,485
Total Interest Expense 40,462 10,262
Net Interest Income (TE) 76,713 18,619
Non-Interest Income 7,668 11,368
Adjusted Operating Income (TE) 84,381 22,755
Non-interest Expense 115,774 15,684
Provision for Loan & Lease Losses 55,370 12,451
Pretax Operating Income (TE) — 22,826
Pretax Net Operating Income (TE) — 19,473
Applicable Income Taxes 7,381 4,733
Net Operating Income — 12,603
Net Income — 12,476
Cash Dividends Declared 2,775 14,207
Retained Earnings — 7,941