Vitals
  • Total Assets
    4.2B 14.3 %
  • Total Deposits
    3.5B 16.8 %
  • Total Net Loans
    3.3B 14.5 %
  • Net Income
    45.3M 25.3 %
  • Book Value
    375.4M 19.0 %
  • Book Value x2
    750.9M 19.0 %
  • Book Value x3
    1.1B 19.0 %
ROAA

1.169

ROAE

12.836

Efficiency Ratio

52.322

Net Interest Margin

3.562

Balance Sheet Highlights
Financial Highlights Usameribank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 4,150,372 586,559
Total Net Loans 3,334,042 397,788
Total Deposits 3,503,532 483,997
Total Equity 375,443 60,775
Profitability
Net Income 45,299 4,381
Return on Average Assets 1.169 .706
Return on Average Equity 12.836 6.893
Net Interest Margin 3.562 3.553
Efficiency Ratio 52.322 74.427
Noninterest Income/Revenue 8.414 15.578
Balance Sheet Ratios
Loan-to-Deposit 95.162 80.705
Securities/Assets .122 .17
Total Equity/Total Assets .09 .104
Tangible Equity/Tangible Assets .087 .1
Capital Adequacy
Tier 1 Common Capital 364,297 55,412
Tier 1 Capital 364,297 55,855
Tier 2 Capital 39,959 4,271
Total Capital 404,256 60,316
Total Risk Weighted Assets 3,595,697 416,967
Leverage Ratio 8.98 10.155
Common Equity Tier 1 Capital Ratio 10.13 14.982
Tier 1 Capital Ratio 10.13 15.063
Total Capital Ratio 11.24 16.194

Timeline for Usameribank

Aliant Insurance Group, Llc, The

Aliant Insurance Group, Llc, The became a new subsidiary organization for Usameribank.

View Profile Jul 02 2012

Aliant Bank

Acquisition: Usameribank acquired a new subsidiary, Aliant Bank, 12 years

View Profile Dec 31 2011

First Montgomery Insurance Agency, Inc.

First Montgomery Insurance Agency, Inc. became a new subsidiary organization for Usameribank.

View Profile Dec 31 2011

Liberty Bank

Acquisition: Usameribank acquired a new subsidiary, Liberty Bank, 15 years

View Profile Dec 31 2008

Usab Insurance Inc

Usab Insurance Inc became a new subsidiary organization for Usameribank.

View Profile Dec 18 2008

Want to see more?

Complete timeline for Usameribank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Aliant Bank Seller 928,608 Acquisition Discontinued 12/31/2011
Liberty Bank Seller 89,702 Acquisition Discontinued 12/31/2008
Relationships Role Relationship Start Relationship End
Usameribancorp, Inc. Parent 2/12/2007
Aliant Insurance Group, Llc, The Subsidary 7/2/2012 9/30/2013
Usab Insurance Inc Subsidary 12/18/2008 7/2/2012
First Montgomery Insurance Agency, Inc. Subsidary 12/31/2011 5/30/2012
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