Vitals
  • Total Assets
    491.9M 3.3 %
  • Total Deposits
    442.7M 3.8 %
  • Total Net Loans
    298.9M 4.8 %
  • Net Income
    2.9M 35.0 %
  • Book Value
    47.7M 1.5 %
  • Book Value x2
    95.4M 1.5 %
  • Book Value x3
    143.1M 1.5 %
ROAA

.594

ROAE

5.966

Efficiency Ratio

75.794

Net Interest Margin

3.097

Balance Sheet Highlights
Financial Highlights The Northumberland National Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 491,927 784,148
Total Net Loans 298,916 559,183
Total Deposits 442,653 637,080
Total Equity 47,630 81,247
Profitability
Net Income 2,866 6,303
Return on Average Assets .594 .785
Return on Average Equity 5.966 7.431
Net Interest Margin 3.097 3.473
Efficiency Ratio 75.794 69.514
Noninterest Income/Revenue 17.197 18.146
Balance Sheet Ratios
Loan-to-Deposit 67.528 86.432
Securities/Assets .307 .178
Total Equity/Total Assets .097 .104
Tangible Equity/Tangible Assets .095 .094
Capital Adequacy
Tier 1 Common Capital 50,332 72,881
Tier 1 Capital 50,332 73,172
Tier 2 Capital 2,778 6,143
Total Capital 53,110 79,518
Total Risk Weighted Assets 271,101 578,873
Leverage Ratio 10.33 9.899
Common Equity Tier 1 Capital Ratio 18.57 13.811
Tier 1 Capital Ratio 18.57 13.878
Total Capital Ratio 19.59 15.103

Timeline for The Northumberland National Bank

Nnb Financial Services, Llc

Nnb Financial Services, Llc became a new subsidiary organization for The Northumberland National Bank.

View Profile Dec 04 2012

Northumberland Bancorp

Northumberland Bancorp became a new parent organization for The Northumberland National Bank.

View Profile Aug 01 1997

Enterprise Technology Alliance, Inc.

Enterprise Technology Alliance, Inc. became a new subsidiary organization for The Northumberland National Bank.

View Profile Jan 01 1997

The Northumberland National Bank

The Northumberland National Bank was established 120 years ago and is currently headquartered in Northumberland, PA.

Nov 02 1903
Relationships Role Relationship Start Relationship End
Northumberland Bancorp Parent 8/1/1997
Nnb Financial Services, Llc Subsidary 12/4/2012
Enterprise Technology Alliance, Inc. Subsidary 1/1/1997 8/31/2001
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