Vitals
  • Total Assets
    516.2M 4.1 %
  • Total Deposits
    448.7M 4.6 %
  • Total Net Loans
    249.0M 4.0 %
  • Net Income
    9.3M 2.0 %
  • Book Value
    64.4M 1.3 %
  • Book Value x2
    128.9M 1.3 %
  • Book Value x3
    193.3M 1.3 %
ROAA

1.803

ROAE

14.34

Efficiency Ratio

39.705

Net Interest Margin

3.745

Balance Sheet Highlights
Financial Highlights The First National Bank Of Albany All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 516,170 358,087
Total Net Loans 248,984 213,533
Total Deposits 448,714 308,027
Total Equity 64,447 38,740
Profitability
Net Income 9,315 3,845
Return on Average Assets 1.803 1.025
Return on Average Equity 14.34 9.415
Net Interest Margin 3.745 3.773
Efficiency Ratio 39.705 66.762
Noninterest Income/Revenue 7.649 16.375
Balance Sheet Ratios
Loan-to-Deposit 55.488 65.494
Securities/Assets .411 .214
Total Equity/Total Assets .125 .108
Tangible Equity/Tangible Assets .125 .104
Capital Adequacy
Tier 1 Common Capital 55,525 37,278
Tier 1 Capital 55,525 37,303
Tier 2 Capital 3,911 2,526
Total Capital 59,436 39,866
Total Risk Weighted Assets 311,550 237,367
Leverage Ratio 10.96 10.563
Common Equity Tier 1 Capital Ratio 17.82 18.073
Tier 1 Capital Ratio 17.82 18.097
Total Capital Ratio 19.08 19.169

Timeline for The First National Bank Of Albany

Albany Bancshares Nevada Financial Corporation

Albany Bancshares Nevada Financial Corporation became a new parent organization for The First National Bank Of Albany.

View Profile Apr 29 1992

Strawn Security Bank

Acquisition: The First National Bank Of Albany acquired a new subsidiary, Strawn Security Bank, 34 years

View Profile Oct 06 1989

The First National Bank Of Gordon

Acquisition: The First National Bank Of Albany acquired a new subsidiary, The First National Bank Of Gordon, 34 years

View Profile May 19 1989

Albany Bancshares, Inc.

Albany Bancshares, Inc. became a new parent organization for The First National Bank Of Albany.

View Profile Nov 23 1987

The First National Bank Of Albany

The First National Bank Of Albany was established 141 years ago and is currently headquartered in Albany, TX.

Jan 01 1883
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Strawn Security Bank Seller 14,420 Failure 10/6/1989
The First National Bank Of Gordon Seller 10,864 Failure 5/19/1989
Relationships Role Relationship Start Relationship End
Albany Bancshares Nevada Financial Corporation Parent 4/29/1992
Albany Bancshares, Inc. Parent 11/23/1987 4/28/1992
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