Vitals
  • Total Assets
    491.0M -2.8 %
  • Total Deposits
    404.8M -1.7 %
  • Total Net Loans
    278.6M 14.3 %
  • Net Income
    5.5M -2.9 %
  • Book Value
    45.1M -0.3 %
  • Book Value x2
    90.1M -0.3 %
  • Book Value x3
    135.2M -0.3 %
ROAA

1.105

ROAE

11.86

Efficiency Ratio

67.587

Net Interest Margin

3.627

Balance Sheet Highlights
Financial Highlights First National Bank And Trust Company Of Ardmore All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 491,032 202,868
Total Net Loans 278,639 137,756
Total Deposits 404,804 172,449
Total Equity 45,072 21,595
Profitability
Net Income 5,465 2,672
Return on Average Assets 1.105 1.261
Return on Average Equity 11.86 11.655
Net Interest Margin 3.627 4.163
Efficiency Ratio 67.587 67.201
Noninterest Income/Revenue 18.608 16.695
Balance Sheet Ratios
Loan-to-Deposit 68.833 75.305
Securities/Assets .353 .172
Total Equity/Total Assets .092 .106
Tangible Equity/Tangible Assets .082 .104
Capital Adequacy
Tier 1 Common Capital 45,521 21,413
Tier 1 Capital 45,521 21,413
Tier 2 Capital 3,483 1,666
Total Capital 49,004 23,103
Total Risk Weighted Assets 319,804 150,667
Leverage Ratio 9.4 10.837
Common Equity Tier 1 Capital Ratio 14.23 15.74
Tier 1 Capital Ratio 14.23 15.742
Total Capital Ratio 15.32 16.809

Timeline for First National Bank And Trust Company Of Ardmore

Citizens Bank

Acquisition: First National Bank And Trust Company Of Ardmore acquired a new subsidiary, Citizens Bank, 15 years

View Profile Jun 28 2008

Ringling State Bank

Acquisition: First National Bank And Trust Company Of Ardmore acquired a new subsidiary, Ringling State Bank, 26 years

View Profile Oct 01 1997

First Community Bank And Trust Company Of Lone Grove

Acquisition: First National Bank And Trust Company Of Ardmore acquired a new subsidiary, First Community Bank And Trust Company Of Lone Grove, 27 years

View Profile Sep 27 1996

Bank Of Love County

Acquisition: First National Bank And Trust Company Of Ardmore acquired a new subsidiary, Bank Of Love County, 27 years

View Profile Jun 10 1996

First National Corporation Of Ardmore, Inc.

First National Corporation Of Ardmore, Inc. became a new parent organization for First National Bank And Trust Company Of Ardmore.

View Profile Nov 17 1975

Want to see more?

Complete timeline for First National Bank And Trust Company Of Ardmore is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank Seller 19,157 Acquisition Discontinued 6/28/2008
Ringling State Bank Seller 31,487 Acquisition Discontinued 10/1/1997
First Community Bank And Trust Company Of Lone Grove Seller 43,841 Acquisition Discontinued 9/27/1996
Bank Of Love County Seller 24,455 Pooling of Interests Discontinued 6/10/1996
Relationships Role Relationship Start Relationship End
First National Corporation Of Ardmore, Inc. Parent 11/17/1975
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