Vitals
  • Total Assets
    500.8M -0.7 %
  • Total Deposits
    404.9M 0.3 %
  • Total Net Loans
    340.8M 12.9 %
  • Net Income
    6.1M -3.2 %
  • Book Value
    61.2M -1.4 %
  • Book Value x2
    122.4M -1.4 %
  • Book Value x3
    183.6M -1.4 %
ROAA

1.262

ROAE

9.779

Efficiency Ratio

63.939

Net Interest Margin

3.312

Balance Sheet Highlights
Financial Highlights The First National Bank In Staunton All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 500,831 290,894
Total Net Loans 340,826 191,278
Total Deposits 404,863 246,407
Total Equity 61,196 31,125
Profitability
Net Income 6,116 2,670
Return on Average Assets 1.262 .919
Return on Average Equity 9.779 8.247
Net Interest Margin 3.312 3.499
Efficiency Ratio 63.939 67.9
Noninterest Income/Revenue 18.043 16.598
Balance Sheet Ratios
Loan-to-Deposit 84.183 72.669
Securities/Assets .223 .191
Total Equity/Total Assets .122 .107
Tangible Equity/Tangible Assets .116 .103
Capital Adequacy
Tier 1 Common Capital 59,160 29,670
Tier 1 Capital 59,160 29,720
Tier 2 Capital 4,513 2,112
Total Capital 63,673 31,905
Total Risk Weighted Assets 358,253 212,461
Leverage Ratio 12.15 10.62
Common Equity Tier 1 Capital Ratio 16.51 16.313
Tier 1 Capital Ratio 16.51 16.329
Total Capital Ratio 17.77 17.341

Timeline for The First National Bank In Staunton

Hamel State Bank

Acquisition: The First National Bank In Staunton acquired a new subsidiary, Hamel State Bank, 21 years

View Profile Sep 21 2002

Lemont Federal Savings Association

Acquisition: The First National Bank In Staunton acquired a new subsidiary, Lemont Federal Savings Association, 30 years

View Profile Feb 26 1994

Benld Loan Association

Acquisition: The First National Bank In Staunton acquired a new subsidiary, Benld Loan Association, 30 years

View Profile Jul 08 1993

First Staunton Bancshares, Inc.

First Staunton Bancshares, Inc. became a new parent organization for The First National Bank In Staunton.

View Profile Jun 18 1991

The First National Bank In Staunton

The First National Bank In Staunton was established 89 years ago and is currently headquartered in Staunton, IL.

Dec 12 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hamel State Bank Seller 54,873 Pooling of Interests Discontinued 9/21/2002
Lemont Federal Savings Association Seller 84,022 Failure 2/26/1994
Benld Loan Association Seller 5,079 Discontinued 7/8/1993
Relationships Role Relationship Start Relationship End
First Staunton Bancshares, Inc. Parent 6/18/1991
Similar Organizations
Organization City State Total Assets
The Northumberland National Bank
 		Northumberland PA 498.2M
First National Bank And Trust Company Of Ardmore
 		Ardmore OK 490.7M
The First National Bank Of Albany
 		Albany TX 488.6M
The Fairfield National Bank
 		Fairfield IL 496.1M
The First National Bank Of Mcminnville
 		Mcminnville TN 484.7M
First National Bank
 		Waupaca WI 492.4M
The Malvern National Bank
 		Malvern AR 511.2M
Kleberg Bank, N.A.
 		Kingsville TX 513.4M
The First National Bank Of Mifflintown
 		Mifflintown PA 476.2M
The First National Bank - Fox Valley
 		Neenah WI 475.3M