Vitals
  • Total Assets
    19.2M 5.7 %
  • Total Deposits
    16.1M 6.1 %
  • Total Net Loans
    14.6M 13.0 %
  • Net Income
    68000.0000 11.5 %
  • Book Value
    3.0M 4.1 %
  • Book Value x2
    6.0M 4.1 %
  • Book Value x3
    8.9M 4.1 %
ROAA

1.426

ROAE

9.334

Efficiency Ratio

75.068

Net Interest Margin

5.971

Balance Sheet Highlights
Financial Highlights Citizens Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 19,157 127,740
Total Net Loans 14,562 79,133
Total Deposits 16,090 106,276
Total Equity 2,978 12,725
Profitability
Net Income 68 615
Return on Average Assets 1.426 1.495
Return on Average Equity 9.334 15.064
Net Interest Margin 5.971 4.353
Efficiency Ratio 75.068 65.627
Noninterest Income/Revenue 9.474 13.314
Balance Sheet Ratios
Loan-to-Deposit 90.503 71.543
Securities/Assets .122 .573
Total Equity/Total Assets .155 .1
Tangible Equity/Tangible Assets .155 .005
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,954 12,071
Tier 2 Capital 156 836
Total Capital 3,110 12,948
Total Risk Weighted Assets 15,209 87,932
Leverage Ratio 15.49 9.974
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.42 15.241
Total Capital Ratio 20.45 16.26

Timeline for Citizens Bank

First National Bank And Trust Company Of Ardmore

Citizens Bank was acquired by First National Bank And Trust Company Of Ardmore 15 years

View Profile Jun 28 2008

Citizens Bank

Citizens Bank was established 54 years ago and is currently headquartered in Velma, OK.

Jan 26 1970
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank And Trust Company Of Ardmore Buyer 490,733 Acquisition Discontinued 6/28/2008
Relationships Role Relationship Start Relationship End
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