Efficiency Ratio Over Time
Efficiency Ratio The Northumberland National Bank All Insured Commercial Banks in Pennsylvania
12-31-2016 75.794 69.514
09-30-2016 77.272 69.712
06-30-2016 78.53 69.872
03-31-2016 76.662 70.619
12-31-2015 79.238 70.547
09-30-2015 72.342 70.818
06-30-2015 71.04 70.623
03-31-2015 70.281 70.976
12-31-2014 67.128 69.815
09-30-2014 66.316 70.001
06-30-2014 67.577 69.789
03-31-2014 68.972 70.622
12-31-2013 63.875 71.12
09-30-2013 64.55 70.413
06-30-2013 64.96 70.114
03-31-2013 64.473 70.64
12-31-2012 60.508 69.104
09-30-2012 59.553 68.379
06-30-2012 60.414 68.685
03-31-2012 59.749 68.587
12-31-2011 59.005 69.469
09-30-2011 62.556 68.702
06-30-2011 62.99 69.41
03-31-2011 67.061 69.792
12-31-2010 61.421 70.811
09-30-2010 60.72 70.978
06-30-2010 62.689 71.849
03-31-2010 62.418 72.86
12-31-2009 62.466 77.535
09-30-2009 63.953 76.738
06-30-2009 66.438 78.112
03-31-2009 66.424 76.859
12-31-2008 60.46 74.624
09-30-2008 60.878 73.365
06-30-2008 61.415 73.786
03-31-2008 63.359 75.604
12-31-2007 64.063 74.842
09-30-2007 64.687 71.87
06-30-2007 70.885 72.601
03-31-2007 73.536 73.073
12-31-2006 59.913 70.09
09-30-2006 57.693 68.901
06-30-2006 57.49 69.155
03-31-2006 53.926 68.841
12-31-2005 51.122 67.883
09-30-2005 49.01 66.821
06-30-2005 48.503 66.613
03-31-2005 45.299 66.251
12-31-2004 46.589 66.128
09-30-2004 46.133 66.722
06-30-2004 47.281 65.473
03-31-2004 46.05 65.291
12-31-2003 48.122 64.445
09-30-2003 46.057 63.915
06-30-2003 45.864 63.137
03-31-2003 45.675 63.284
12-31-2002 50.372 63.037