Mountain Heritage Bank
Clayton, GA — Non-member Bank
Acquired Jun 2011
Vitals
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Total Assets103.7M -12.8 %
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Total Deposits89.6M -11.5 %
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Total Net Loans56.3M -27.0 %
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Net Income-1711000.0000 -386.1 %
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Book Value1.1M -76.7 %
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Book Value x22.1M -76.7 %
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Book Value x33.2M -76.7 %
Balance Sheet Highlights
| Financial Highlights | Mountain Heritage Bank | All Insured Commercial Banks in Georgia |
| Balance Sheet $(000) | ||
| Total Assets | 103,716 | 205,013 |
| Total Net Loans | 56,268 | 130,073 |
| Total Deposits | 89,554 | 178,607 |
| Total Equity | 1,052 | 16,217 |
| Profitability | ||
| Net Income | -1,711 | -38 |
| Return on Average Assets | -6.386 | .006 |
| Return on Average Equity | -370.547 | -4.454 |
| Net Interest Margin | 1.49 | 3.548 |
| Efficiency Ratio | 236.154 | 85.152 |
| Noninterest Income/Revenue | 6.763 | 11.196 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 62.831 | 70.844 |
| Securities/Assets | .163 | .156 |
| Total Equity/Total Assets | .01 | .079 |
| Tangible Equity/Tangible Assets | .01 | .078 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 1,188 | 15,517 |
| Tier 2 Capital | 943 | 1,753 |
| Total Capital | 2,131 | 17,280 |
| Total Risk Weighted Assets | 74,707 | 142,361 |
| Leverage Ratio | 1.11 | 8.595 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 1.59 | 13.003 |
| Total Capital Ratio | 2.85 | 14.255 |
Timeline for Mountain Heritage Bank
Mountain Heritage Bank was acquired by 12 years
Jun 25 2011
First American Bank And Trust Company
Mountain Heritage Bank was acquired by First American Bank And Trust Company 12 years
View Profile Jun 25 2011
Mountain Heritage Bank
Mountain Heritage Bank was established 20 years ago and is currently headquartered in Clayton, GA.
Nov 10 2003| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| First American Bank And Trust Company | Buyer | 487,333 | Failure | 6/25/2011 |
| Relationships | Role | Relationship Start | Relationship End |
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