First American Bank And Trust Company
Athens, GA — Non-member Bank
Active
Vitals
-
Total Assets473.9M -1.4 %
-
Total Deposits406.3M 2.4 %
-
Total Net Loans296.3M 11.5 %
-
Net Income4.1M 62.8 %
-
Book Value48.6M 5.8 %
-
Book Value x297.3M 5.8 %
-
Book Value x3145.9M 5.8 %
Balance Sheet Highlights
Financial Highlights | First American Bank And Trust Company | All Insured Commercial Banks in Georgia |
Balance Sheet $(000) | ||
Total Assets | 473,932 | 256,123 |
Total Net Loans | 296,349 | 160,108 |
Total Deposits | 406,337 | 221,413 |
Total Equity | 48,626 | 27,434 |
Profitability | ||
Net Income | 4,133 | 2,812 |
Return on Average Assets | .848 | .99 |
Return on Average Equity | 8.664 | 8.811 |
Net Interest Margin | 3.246 | 4.031 |
Efficiency Ratio | 72.689 | 72.067 |
Noninterest Income/Revenue | 23.431 | 19.316 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 72.932 | 70.662 |
Securities/Assets | .219 | .165 |
Total Equity/Total Assets | .103 | .107 |
Tangible Equity/Tangible Assets | .103 | .105 |
Capital Adequacy | ||
Tier 1 Common Capital | 49,135 | 26,376 |
Tier 1 Capital | 49,135 | 26,452 |
Tier 2 Capital | 3,976 | 1,919 |
Total Capital | 53,111 | 28,453 |
Total Risk Weighted Assets | 317,904 | 174,280 |
Leverage Ratio | 10.01 | 10.62 |
Common Equity Tier 1 Capital Ratio | 15.46 | 16.191 |
Tier 1 Capital Ratio | 15.46 | 16.286 |
Total Capital Ratio | 16.71 | 17.433 |
Timeline for First American Bank And Trust Company
Mountain Heritage Bank
Acquisition: First American Bank And Trust Company acquired a new subsidiary, Mountain Heritage Bank, 12 years
View Profile Jun 25 2011First Piedmont Bank
Acquisition: First American Bank And Trust Company acquired a new subsidiary, First Piedmont Bank, 14 years
View Profile Jul 18 2009First American Bancorp
First American Bancorp became a new parent organization for First American Bank And Trust Company.
View Profile Apr 30 1986First American Bank And Trust Company
First American Bank And Trust Company was established 90 years ago and is currently headquartered in Athens, GA.
Jan 01 1934Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
Mountain Heritage Bank | Seller | 103,716 | Failure | 6/25/2011 | |
First Piedmont Bank | Seller | 114,113 | Failure | 7/18/2009 |
Relationships | Role | Relationship Start | Relationship End |
First American Bancorp | Parent | 4/30/1986 |
Similar Organizations
Organization | City | State | Total Assets |
---|---|---|---|
United Southern Bank
|
Umatilla | FL | 492.7M |
San Diego Private Bank
|
Coronado | CA | 498.0M |
First Commercial Bank (Usa)
|
Alhambra | CA | 498.7M |
First Bank Of Missouri
|
Gladstone | MO | 473.2M |
The Converse County Bank
|
Douglas | WY | 489.5M |
Community First Bank & Trust
|
Columbia | TN | 472.3M |
Catskill Hudson Bank
|
Monticello | NY | 489.7M |
Genesee Regional Bank
|
Rochester | NY | 490.0M |
First State Bank And Trust Company
|
Carthage | TX | 484.5M |
Dairy State Bank
|
Rice Lake | WI | 488.9M |