Vitals
  • Total Assets
    689.4M 0.8 %
  • Total Deposits
    591.6M -0.1 %
  • Total Net Loans
    369.3M -2.6 %
  • Net Income
    8.0M -5.3 %
  • Book Value
    95.8M 6.8 %
  • Book Value x2
    191.5M 6.8 %
  • Book Value x3
    287.3M 6.8 %
ROAA

1.172

ROAE

8.601

Efficiency Ratio

52.544

Net Interest Margin

4.188

Balance Sheet Highlights
Financial Highlights Metro Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 689,392 266,812
Total Net Loans 369,270 157,006
Total Deposits 591,621 227,200
Total Equity 95,771 30,855
Profitability
Net Income 8,018 2,603
Return on Average Assets 1.172 .91
Return on Average Equity 8.601 7.525
Net Interest Margin 4.188 3.872
Efficiency Ratio 52.544 69.238
Noninterest Income/Revenue 11.615 15.218
Balance Sheet Ratios
Loan-to-Deposit 62.417 65.031
Securities/Assets .287 .23
Total Equity/Total Assets .139 .116
Tangible Equity/Tangible Assets .139 .114
Capital Adequacy
Tier 1 Common Capital 95,771 30,655
Tier 1 Capital 95,771 30,655
Tier 2 Capital 5,294 1,864
Total Capital 101,065 32,526
Total Risk Weighted Assets 432,611 184,216
Leverage Ratio 13.99 11.829
Common Equity Tier 1 Capital Ratio 22.14 18.757
Tier 1 Capital Ratio 22.14 18.762
Total Capital Ratio 23.36 19.824

Timeline for Metro Bank

Metro Bank

Metro Bank was established 35 years ago and is currently headquartered in Pell City, AL.

May 30 1989
Relationships Role Relationship Start Relationship End
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