Vitals
  • Total Assets
    332.6M 4.8 %
  • Total Deposits
    290.9M 5.3 %
  • Total Net Loans
    171.6M -1.1 %
  • Net Income
    2.2M 3.5 %
  • Book Value
    34.8M 4.6 %
  • Book Value x2
    69.5M 4.6 %
  • Book Value x3
    104.3M 4.6 %
ROAA

.668

ROAE

6.37

Efficiency Ratio

77.444

Net Interest Margin

4.099

Balance Sheet Highlights
Financial Highlights Lumbee Guaranty Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 332,641 1,412,230
Total Net Loans 171,556 1,020,122
Total Deposits 290,878 1,134,979
Total Equity 34,765 173,608
Profitability
Net Income 2,192 10,887
Return on Average Assets .668 .777
Return on Average Equity 6.37 6.782
Net Interest Margin 4.099 3.73
Efficiency Ratio 77.444 75.532
Noninterest Income/Revenue 15.206 18.66
Balance Sheet Ratios
Loan-to-Deposit 58.979 86.082
Securities/Assets .337 .132
Total Equity/Total Assets .105 .123
Tangible Equity/Tangible Assets .102 .104
Capital Adequacy
Tier 1 Common Capital 35,656 139,754
Tier 1 Capital 35,656 140,214
Tier 2 Capital 2,490 8,389
Total Capital 38,146 148,590
Total Risk Weighted Assets 205,566 1,125,721
Leverage Ratio 10.7 10.209
Common Equity Tier 1 Capital Ratio 17.35 13.055
Tier 1 Capital Ratio 17.35 13.195
Total Capital Ratio 18.56 14.232

Timeline for Lumbee Guaranty Bank

Lumbee Guaranty Bank

Lumbee Guaranty Bank was established 52 years ago and is currently headquartered in Pembroke, NC.

Dec 22 1971
Relationships Role Relationship Start Relationship End
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