Vitals
  • Total Assets
    89.7M 8.9 %
  • Total Deposits
    67.2M -1.4 %
  • Total Net Loans
    63.7M 17.9 %
  • Net Income
    134000.0000 -35.9 %
  • Book Value
    12.7M 3.0 %
  • Book Value x2
    25.4M 3.0 %
  • Book Value x3
    38.1M 3.0 %
ROAA

.221

ROAE

1.418

Efficiency Ratio

92.104

Net Interest Margin

3.753

Balance Sheet Highlights
Financial Highlights Liberty Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 89,702 269,398
Total Net Loans 63,746 201,418
Total Deposits 67,180 211,511
Total Equity 12,684 28,277
Profitability
Net Income 134 3,110
Return on Average Assets .221 .724
Return on Average Equity 1.418 7.258
Net Interest Margin 3.753 3.538
Efficiency Ratio 92.104 99.7
Noninterest Income/Revenue 1.893 12.241
Balance Sheet Ratios
Loan-to-Deposit 94.888 92.417
Securities/Assets .098 .296
Total Equity/Total Assets .141 .105
Tangible Equity/Tangible Assets .141 -.036
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,641 26,262
Tier 2 Capital 775 2,865
Total Capital 13,416 29,055
Total Risk Weighted Assets 73,880 211,732
Leverage Ratio 16.25 12.271
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.11 15.887
Total Capital Ratio 18.16 17.105

Timeline for Liberty Bank

Usameribank

Liberty Bank was acquired by Usameribank 15 years

View Profile Dec 31 2008

Liberty Bank

Liberty Bank was established 19 years ago and is currently headquartered in Clearwater, FL.

Feb 22 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Usameribank Buyer 4,037,702 Acquisition Discontinued 12/31/2008
Relationships Role Relationship Start Relationship End
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