Vitals
  • Total Assets
    226.3M 2.0 %
  • Total Deposits
    201.0M 1.6 %
  • Total Net Loans
    141.6M -2.9 %
  • Net Income
    1.7M -11.1 %
  • Book Value
    19.9M 7.3 %
  • Book Value x2
    39.8M 7.3 %
  • Book Value x3
    59.6M 7.3 %
ROAA

.763

ROAE

8.765

Efficiency Ratio

70.945

Net Interest Margin

3.448

Balance Sheet Highlights
Financial Highlights Kirkwood Bank & Trust Co. All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 226,279 232,076
Total Net Loans 141,567 156,713
Total Deposits 200,998 198,811
Total Equity 19,882 23,476
Profitability
Net Income 1,694 3,002
Return on Average Assets .763 1.206
Return on Average Equity 8.765 11.39
Net Interest Margin 3.448 3.951
Efficiency Ratio 70.945 62.572
Noninterest Income/Revenue 22.485 15.037
Balance Sheet Ratios
Loan-to-Deposit 70.432 75.896
Securities/Assets .158 .19
Total Equity/Total Assets .088 .101
Tangible Equity/Tangible Assets .088 .097
Capital Adequacy
Tier 1 Common Capital 19,883 22,730
Tier 1 Capital 19,883 22,737
Tier 2 Capital 2,094 2,012
Total Capital 21,977 24,749
Total Risk Weighted Assets 167,474 176,189
Leverage Ratio 8.86 10.101
Common Equity Tier 1 Capital Ratio 11.87 13.897
Tier 1 Capital Ratio 11.87 13.902
Total Capital Ratio 13.12 14.995

Timeline for Kirkwood Bank & Trust Co.

Kirkwood Bancorporation Co.

Kirkwood Bancorporation Co. became a new parent organization for Kirkwood Bank & Trust Co..

View Profile Dec 10 1990

Dakota Bankshares, Inc.

Dakota Bankshares, Inc. became a new parent organization for Kirkwood Bank & Trust Co..

View Profile Jan 05 1982

Kirkwood Bank & Trust Co.

Kirkwood Bank & Trust Co. was established 49 years ago and is currently headquartered in Bismarck, ND.

Feb 18 1975
Relationships Role Relationship Start Relationship End
Kirkwood Bancorporation Co. Parent 12/10/1990
Dakota Bankshares, Inc. Parent 12/31/1984 8/21/1987
Dakota Bankshares, Inc. Parent 1/5/1982 12/30/1984
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