Kirkwood Bank & Trust Co.
Bismarck, ND — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Kirkwood Bank & Trust Co. | All Insured Commercial Banks in North Dakota |
Interest and Fees on Loans | 6,481 | 7,878 |
Income from Lease Financing Receivables | — | 41 |
150 | 62 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 70 | 32 |
Income on Loans and Leases (TE) | 6,551 | 8,071 |
Investment Interest Income (TE) | 621 | 1,178 |
Total Interest Income (TE) | 7,319 | 9,503 |
Total Interest Expense | 386 | 749 |
Net Interest Income (TE) | 6,933 | 8,704 |
Non-Interest Income | 2,123 | 1,682 |
Adjusted Operating Income (TE) | 9,056 | 10,383 |
Non-interest Expense | 6,425 | 6,115 |
Provision for Loan & Lease Losses | 120 | 424 |
Pretax Operating Income (TE) | 2,511 | 3,789 |
Pretax Net Operating Income (TE) | 2,516 | 3,895 |
Applicable Income Taxes | 641 | 324 |
Net Operating Income | 1,694 | 3,002 |
Net Income | 1,694 | 3,002 |
Cash Dividends Declared | 230 | 1,740 |
Retained Earnings | 1,464 | 1,178 |