Vitals
  • Total Assets
    127.8M 12.5 %
  • Total Deposits
    90.9M -6.1 %
  • Total Net Loans
    51.0M -7.3 %
  • Net Income
    165000.0000 14.6 %
  • Book Value
    18.9M 78.5 %
  • Book Value x2
    37.8M 78.5 %
  • Book Value x3
    56.7M 78.5 %
ROAA

.997

ROAE

8.145

Efficiency Ratio

71.134

Net Interest Margin

4.507

Balance Sheet Highlights
Financial Highlights Keystone Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 127,819 145,260
Total Net Loans 50,990 104,449
Total Deposits 90,938 119,445
Total Equity 18,900 14,436
Profitability
Net Income 165 916
Return on Average Assets .997 1.199
Return on Average Equity 8.145 12.269
Net Interest Margin 4.507 4.044
Efficiency Ratio 71.134 64.533
Noninterest Income/Revenue 19.024 10.415
Balance Sheet Ratios
Loan-to-Deposit 56.071 82.971
Securities/Assets .276 .424
Total Equity/Total Assets .148 .099
Tangible Equity/Tangible Assets .077 .007
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,035 13,865
Tier 2 Capital 723 1,239
Total Capital 11,758 15,157
Total Risk Weighted Assets 57,741 107,975
Leverage Ratio 9.78 9.959
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.11 14.189
Total Capital Ratio 20.36 15.32

Timeline for Keystone Bank

Truman Bank

Keystone Bank was acquired by Truman Bank 18 years

View Profile May 22 2006

Lemay Ferry Road Branch

Acquisition: Keystone Bank acquired a new subsidiary, Lemay Ferry Road Branch , 20 years

View Profile Jun 13 2003

Ffc Financial Corporation

Ffc Financial Corporation became a new parent organization for Keystone Bank.

View Profile Dec 31 1970

Keystone Bank

Keystone Bank was established 100 years ago and is currently headquartered in Saint Louis, MO.

Jun 20 1923
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Truman Bank Buyer 282,338 Acquisition Discontinued 5/22/2006
Lemay Ferry Road Branch Seller Acquisition Discontinued 6/13/2003
Relationships Role Relationship Start Relationship End
Ffc Financial Corporation Parent 6/13/2003 5/21/2006
Ffc Financial Corporation Parent 12/31/1970 6/12/2003
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