Keystone Bank
Saint Louis, MO — Domestic Branch of a Domestic Bank
Acquired May 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Keystone Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 572 | 1,887 |
Income from Lease Financing Receivables | — | 94 |
— | 31 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 17 |
Income on Loans and Leases (TE) | 572 | 1,894 |
Investment Interest Income (TE) | 330 | 314 |
Total Interest Income (TE) | 996 | 2,209 |
Total Interest Expense | 311 | 855 |
Net Interest Income (TE) | 685 | 1,346 |
Non-Interest Income | 234 | 257 |
Adjusted Operating Income (TE) | 919 | 1,605 |
Non-interest Expense | 654 | 983 |
Provision for Loan & Lease Losses | — | 149 |
Pretax Operating Income (TE) | 265 | 1,341 |
Pretax Net Operating Income (TE) | 265 | 1,330 |
Applicable Income Taxes | 70 | 463 |
Net Operating Income | 165 | 916 |
Net Income | 165 | 916 |
Cash Dividends Declared | — | 912 |
Retained Earnings | 165 | 539 |