Vitals
  • Total Assets
    157.7M 1.2 %
  • Total Deposits
    123.9M -2.1 %
  • Total Net Loans
    115.3M 0.0 %
  • Net Income
    1.6M -52.8 %
  • Book Value
    16.4M -4.9 %
  • Book Value x2
    32.8M -4.9 %
  • Book Value x3
    49.3M -4.9 %
ROAA

1.016

ROAE

9.504

Efficiency Ratio

77.803

Net Interest Margin

3.942

Balance Sheet Highlights
Financial Highlights Kensington Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 157,689 147,703
Total Net Loans 115,337 97,223
Total Deposits 123,868 126,600
Total Equity 16,424 15,565
Profitability
Net Income 1,564 1,683
Return on Average Assets 1.016 1.08
Return on Average Equity 9.504 9.905
Net Interest Margin 3.942 3.845
Efficiency Ratio 77.803 68.21
Noninterest Income/Revenue 16.729 13.68
Balance Sheet Ratios
Loan-to-Deposit 93.113 75.205
Securities/Assets .091 .174
Total Equity/Total Assets .104 .105
Tangible Equity/Tangible Assets .097 .103
Capital Adequacy
Tier 1 Common Capital 15,567 15,225
Tier 1 Capital 15,567 15,232
Tier 2 Capital 692 1,135
Total Capital 16,259 16,386
Total Risk Weighted Assets 126,317 105,251
Leverage Ratio 10.11 10.475
Common Equity Tier 1 Capital Ratio 12.32 15.3
Tier 1 Capital Ratio 12.32 15.308
Total Capital Ratio 12.87 16.398

Timeline for Kensington Bank

The First National Bank Of Herman

Acquisition: Kensington Bank acquired a new subsidiary, The First National Bank Of Herman, 9 years

View Profile Aug 16 2014

State Bank Of Cokato

Acquisition: Kensington Bank acquired a new subsidiary, State Bank Of Cokato, 12 years

View Profile Apr 01 2012

Kensington Bancorp., Inc.

Kensington Bancorp., Inc. became a new parent organization for Kensington Bank.

View Profile Nov 17 1995

Otto Bremer Trust

Otto Bremer Trust became a new parent organization for Kensington Bank.

View Profile Dec 31 1971

Kensington Bank

Kensington Bank was established 126 years ago and is currently headquartered in Kensington, MN.

Jan 01 1898
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Herman Seller 28,147 Acquisition Discontinued 8/16/2014
State Bank Of Cokato Seller 55,717 Acquisition Discontinued 4/1/2012
Relationships Role Relationship Start Relationship End
Kensington Bancorp., Inc. Parent 12/20/1995
Kensington Bancorp., Inc. Parent 11/17/1995 12/19/1995
Otto Bremer Trust Parent 12/31/1971 12/31/1972
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