Vitals
  • Total Assets
    28.1M -0.4 %
  • Total Deposits
    25.3M -1.8 %
  • Total Net Loans
    6.8M 5.0 %
  • Net Income
    101000.0000 65.6 %
  • Book Value
    2.8M 13.6 %
  • Book Value x2
    5.7M 13.6 %
  • Book Value x3
    8.5M 13.6 %
ROAA

.674

ROAE

7.517

Efficiency Ratio

69.363

Net Interest Margin

2.589

Balance Sheet Highlights
Financial Highlights The First National Bank Of Herman All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 28,147 133,629
Total Net Loans 6,783 84,240
Total Deposits 25,292 113,741
Total Equity 2,839 13,959
Profitability
Net Income 101 728
Return on Average Assets .674 1.008
Return on Average Equity 7.517 9.872
Net Interest Margin 2.589 3.797
Efficiency Ratio 69.363 70.483
Noninterest Income/Revenue 9.84 13.382
Balance Sheet Ratios
Loan-to-Deposit 26.819 71.512
Securities/Assets .408 .201
Total Equity/Total Assets .101 .104
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,782 13,336
Tier 2 Capital 73 1,041
Total Capital 2,855 14,392
Total Risk Weighted Assets 10,216 92,777
Leverage Ratio 10.15 10.179
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 27.23 15.445
Total Capital Ratio 27.95 16.557

Timeline for The First National Bank Of Herman

Kensington Bank

The First National Bank Of Herman was acquired by Kensington Bank 9 years

View Profile Aug 16 2014

Herman Bancshares, Inc.

Herman Bancshares, Inc. became a new parent organization for The First National Bank Of Herman.

View Profile Mar 05 1984

The First National Bank Of Herman

The First National Bank Of Herman was established 118 years ago and is currently headquartered in Herman, MN.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kensington Bank Buyer 151,844 Acquisition Discontinued 8/16/2014
Relationships Role Relationship Start Relationship End
Herman Bancshares, Inc. Parent 3/6/2000 8/15/2014
Herman Bancshares, Inc. Parent 12/22/1997 3/5/2000
Herman Bancshares, Inc. Parent 9/22/1997 12/21/1997
Herman Bancshares, Inc. Parent 3/5/1984 9/21/1997
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