Vitals
  • Total Assets
    229.6M 6.9 %
  • Total Deposits
    201.8M 4.9 %
  • Total Net Loans
    186.0M 5.5 %
  • Net Income
    3.1M 7.5 %
  • Book Value
    18.3M 6.0 %
  • Book Value x2
    36.6M 6.0 %
  • Book Value x3
    55.0M 6.0 %
ROAA

1.375

ROAE

16.915

Efficiency Ratio

56.164

Net Interest Margin

3.609

Balance Sheet Highlights
Financial Highlights Home State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 229,648 198,346
Total Net Loans 186,014 133,864
Total Deposits 201,798 165,124
Total Equity 18,325 22,060
Profitability
Net Income 3,054 2,310
Return on Average Assets 1.375 1.15
Return on Average Equity 16.915 9.92
Net Interest Margin 3.609 3.587
Efficiency Ratio 56.164 60.34
Noninterest Income/Revenue 6.753 13.494
Balance Sheet Ratios
Loan-to-Deposit 92.178 77.091
Securities/Assets .102 .197
Total Equity/Total Assets .08 .111
Tangible Equity/Tangible Assets .08 .107
Capital Adequacy
Tier 1 Common Capital 18,680 21,135
Tier 1 Capital 18,680 21,140
Tier 2 Capital 2,181 1,625
Total Capital 20,861 22,777
Total Risk Weighted Assets 190,779 151,308
Leverage Ratio 8.14 10.944
Common Equity Tier 1 Capital Ratio 9.79 15.631
Tier 1 Capital Ratio 9.79 15.631
Total Capital Ratio 10.93 16.675

Timeline for Home State Bank

United Federal Savings Association Of Iowa

Acquisition: Home State Bank acquired a new subsidiary, United Federal Savings Association Of Iowa, 30 years

View Profile Jun 25 1994

Greene Investment Co.

Greene Investment Co. became a new parent organization for Home State Bank.

View Profile Sep 10 1981

Home State Bank

Home State Bank was established 90 years ago and is currently headquartered in Jefferson, IA.

Jan 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Federal Savings Association Of Iowa Seller 196,162 Failure 6/25/1994
Relationships Role Relationship Start Relationship End
Greene Investment Co. Parent 4/16/2001
Greene Investment Co. Parent 5/30/1988 4/15/2001
Greene Investment Co. Parent 1/1/1986 5/29/1988
Greene Investment Co. Parent 12/31/1984 12/31/1985
Greene Investment Co. Parent 9/10/1981 12/30/1984
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