Efficiency Ratio Over Time
Efficiency Ratio Home State Bank All Insured Commercial Banks in Iowa
12-31-2016 56.164 60.34
09-30-2016 54.848 59.491
06-30-2016 56.076 59.409
03-31-2016 57.096 60.225
12-31-2015 55.886 60.496
09-30-2015 53.339 59.681
06-30-2015 52.957 60.132
03-31-2015 53.276 60.393
12-31-2014 54.559 61.018
09-30-2014 53.755 60.504
06-30-2014 54.147 61.172
03-31-2014 57.363 61.511
12-31-2013 54.593 61.468
09-30-2013 53.401 60.526
06-30-2013 53.218 61.108
03-31-2013 56.153 61.433
12-31-2012 53.034 60.798
09-30-2012 55.076 59.27
06-30-2012 56.047 59.46
03-31-2012 54.196 59.522
12-31-2011 52.159 61.164
09-30-2011 51.535 60.207
06-30-2011 56.435 61.117
03-31-2011 60.196 61.955
12-31-2010 55.087 61.606
09-30-2010 53.832 60.344
06-30-2010 54.186 60.36
03-31-2010 58.162 61.058
12-31-2009 55.285 63.35
09-30-2009 56.982 62.568
06-30-2009 57.41 63.179
03-31-2009 58.982 61.322
12-31-2008 51.863 61.499
09-30-2008 52.348 60.136
06-30-2008 54.148 61.136
03-31-2008 56.019 61.724
12-31-2007 51.767 62.773
09-30-2007 51.439 61.738
06-30-2007 52.232 62.033
03-31-2007 54.953 63.023
12-31-2006 52.501 62.678
09-30-2006 51.692 61.508
06-30-2006 51.158 61.549
03-31-2006 48.598 62.083
12-31-2005 49.74 61.109
09-30-2005 48.839 59.958
06-30-2005 48.438 59.974
03-31-2005 47.259 60.352
12-31-2004 50.569 60.659
09-30-2004 50.895 59.313
06-30-2004 51.339 59.954
03-31-2004 48.957 60.454
12-31-2003 50.926 60.721
09-30-2003 51.933 59.436
06-30-2003 52.538 59.565
03-31-2003 54.604 60.143
12-31-2002 52.275 59.278