Vitals
  • Total Assets
    130.0M 6.2 %
  • Total Deposits
    110.1M 6.6 %
  • Total Net Loans
    83.9M 5.4 %
  • Net Income
    453000.0000 4.6 %
  • Book Value
    14.1M 7.5 %
  • Book Value x2
    28.3M 7.5 %
  • Book Value x3
    42.4M 7.5 %
ROAA

.705

ROAE

6.497

Efficiency Ratio

69.491

Net Interest Margin

3.496

Balance Sheet Highlights
Financial Highlights Highland Commercial Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 129,983 232,368
Total Net Loans 83,876 143,723
Total Deposits 110,058 199,681
Total Equity 14,133 24,789
Profitability
Net Income 453 1,142
Return on Average Assets .705 .825
Return on Average Equity 6.497 7.518
Net Interest Margin 3.496 3.947
Efficiency Ratio 69.491 74.924
Noninterest Income/Revenue 9.353 18.102
Balance Sheet Ratios
Loan-to-Deposit 76.211 71.011
Securities/Assets .097 .177
Total Equity/Total Assets .109 .107
Tangible Equity/Tangible Assets .109 .105
Capital Adequacy
Tier 1 Common Capital 14,138 23,517
Tier 1 Capital 14,138 23,604
Tier 2 Capital 1,153 1,812
Total Capital 15,291 25,506
Total Risk Weighted Assets 91,762 158,138
Leverage Ratio 10.83 10.407
Common Equity Tier 1 Capital Ratio 15.41 15.631
Tier 1 Capital Ratio 15.41 15.745
Total Capital Ratio 16.66 16.93

Timeline for Highland Commercial Bank

Hamilton State Bank

Highland Commercial Bank was acquired by Hamilton State Bank 8 years

View Profile Sep 01 2015

Highland Financial Services, Inc.

Highland Financial Services, Inc. became a new parent organization for Highland Commercial Bank.

View Profile Jan 01 2007

Highland Commercial Bank

Highland Commercial Bank was established 19 years ago and is currently headquartered in Marietta, GA.

Aug 30 2004
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hamilton State Bank Buyer 1,816,229 Acquisition Discontinued 9/1/2015
Relationships Role Relationship Start Relationship End
Highland Financial Services, Inc. Parent 1/1/2007 8/31/2015
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