Highland Commercial Bank
Marietta, GA — Domestic Branch of a Domestic Bank
Acquired Sep 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Highland Commercial Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 2,361 | 3,863 |
Income from Lease Financing Receivables | — | 0 |
— | 11 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 5 |
Income on Loans and Leases (TE) | 2,361 | 3,869 |
Investment Interest Income (TE) | 117 | 496 |
Total Interest Income (TE) | 2,520 | 4,496 |
Total Interest Expense | 328 | 473 |
Net Interest Income (TE) | 2,192 | 4,019 |
Non-Interest Income | 260 | 994 |
Adjusted Operating Income (TE) | 2,452 | 5,241 |
Non-interest Expense | 1,704 | 3,704 |
Provision for Loan & Lease Losses | 40 | 108 |
Pretax Operating Income (TE) | 708 | 1,407 |
Pretax Net Operating Income (TE) | 710 | 1,437 |
Applicable Income Taxes | 253 | 294 |
Net Operating Income | 453 | 1,142 |
Net Income | 453 | 1,142 |
Cash Dividends Declared | — | 279 |
Retained Earnings | 453 | 724 |