Vitals
  • Total Assets
    1.8B 3.9 %
  • Total Deposits
    1.5B 1.0 %
  • Total Net Loans
    1.3B 11.4 %
  • Net Income
    18.8M 22.4 %
  • Book Value
    225.4M 8.7 %
  • Book Value x2
    450.7M 8.7 %
  • Book Value x3
    676.1M 8.7 %
ROAA

1.054

ROAE

8.657

Efficiency Ratio

57.866

Net Interest Margin

4.405

Balance Sheet Highlights
Financial Highlights Hamilton State Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 1,840,636 256,123
Total Net Loans 1,263,202 160,108
Total Deposits 1,542,299 221,413
Total Equity 225,362 27,434
Profitability
Net Income 18,813 2,812
Return on Average Assets 1.054 .99
Return on Average Equity 8.657 8.811
Net Interest Margin 4.405 4.031
Efficiency Ratio 57.866 72.067
Noninterest Income/Revenue .976 19.316
Balance Sheet Ratios
Loan-to-Deposit 81.904 70.662
Securities/Assets .19 .165
Total Equity/Total Assets .122 .107
Tangible Equity/Tangible Assets .116 .105
Capital Adequacy
Tier 1 Common Capital 214,109 26,376
Tier 1 Capital 214,109 26,452
Tier 2 Capital 12,202 1,919
Total Capital 226,311 28,453
Total Risk Weighted Assets 1,360,231 174,280
Leverage Ratio 11.75 10.62
Common Equity Tier 1 Capital Ratio 15.74 16.191
Tier 1 Capital Ratio 15.74 16.286
Total Capital Ratio 16.64 17.433

Timeline for Hamilton State Bank

Highland Commercial Bank

Acquisition: Hamilton State Bank acquired a new subsidiary, Highland Commercial Bank, 8 years

View Profile Sep 01 2015

Cherokee Bank, National Association

Acquisition: Hamilton State Bank acquired a new subsidiary, Cherokee Bank, National Association, 10 years

View Profile Feb 18 2014

Douglas County Bank

Acquisition: Hamilton State Bank acquired a new subsidiary, Douglas County Bank, 11 years

View Profile Apr 27 2013

210 South Oak Street, Llc

210 South Oak Street, Llc became a new subsidiary organization for Hamilton State Bank.

View Profile Nov 02 2012

The First State Bank

Acquisition: Hamilton State Bank acquired a new subsidiary, The First State Bank, 12 years

View Profile Jan 21 2012

Want to see more?

Complete timeline for Hamilton State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Highland Commercial Bank Seller 129,983 Acquisition Discontinued 9/1/2015
Cherokee Bank, National Association Seller 170,463 Acquisition Discontinued 2/18/2014
Douglas County Bank Seller 317,288 Failure 4/27/2013
The First State Bank Seller 516,760 Failure 1/21/2012
Mcintosh State Bank Seller 339,929 Failure 6/18/2011
Bartow County Bank Seller 314,019 Failure 4/16/2011
Jefferson State Bank Seller 83,583 Acquisition Discontinued 1/1/2009
Relationships Role Relationship Start Relationship End
Hamilton State Bancshares, Inc. Parent 4/17/2006
210 South Oak Street, Llc Subsidary 11/2/2012
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