Vitals
  • Total Assets
    279.3M 5.9 %
  • Total Deposits
    209.1M 4.6 %
  • Total Net Loans
    248.9M 9.9 %
  • Net Income
    2.6M 13.0 %
  • Book Value
    31.7M 6.8 %
  • Book Value x2
    63.5M 6.8 %
  • Book Value x3
    95.2M 6.8 %
ROAA

.966

ROAE

8.627

Efficiency Ratio

52.715

Net Interest Margin

4.04

Balance Sheet Highlights
Financial Highlights Guaranty State Bank And Trust Company All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 279,288 161,058
Total Net Loans 248,905 97,183
Total Deposits 209,102 131,657
Total Equity 31,742 18,008
Profitability
Net Income 2,648 1,663
Return on Average Assets .966 .954
Return on Average Equity 8.627 8.443
Net Interest Margin 4.04 3.683
Efficiency Ratio 52.715 68.374
Noninterest Income/Revenue 6.305 15.013
Balance Sheet Ratios
Loan-to-Deposit 119.035 72.321
Securities/Assets .028 .241
Total Equity/Total Assets .114 .112
Tangible Equity/Tangible Assets .112 .109
Capital Adequacy
Tier 1 Common Capital 30,515 17,454
Tier 1 Capital 30,515 17,457
Tier 2 Capital 3,261 1,279
Total Capital 33,776 18,771
Total Risk Weighted Assets 273,908 112,595
Leverage Ratio 11.15 11.048
Common Equity Tier 1 Capital Ratio 11.14 16.94
Tier 1 Capital Ratio 11.14 16.949
Total Capital Ratio 12.33 18.109

Timeline for Guaranty State Bank And Trust Company

The First National Bank Of Smith Center

Acquisition: Guaranty State Bank And Trust Company acquired a new subsidiary, The First National Bank Of Smith Center, 10 years

View Profile Mar 15 2014

Guaranty, Inc.

Guaranty, Inc. became a new parent organization for Guaranty State Bank And Trust Company.

View Profile Jul 30 1982

Guaranty State Bank And Trust Company

Guaranty State Bank And Trust Company was established 102 years ago and is currently headquartered in Beloit, KS.

Jan 23 1922
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Smith Center Seller 49,857 Acquisition Discontinued 3/15/2014
Relationships Role Relationship Start Relationship End
Guaranty, Inc. Parent 9/29/1989
Guaranty, Inc. Parent 7/30/1982 9/28/1989
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