Vitals
  • Total Assets
    49.9M -2.9 %
  • Total Deposits
    45.3M -3.1 %
  • Total Net Loans
    17.1M 5.3 %
  • Net Income
    275000.0000 175.0 %
  • Book Value
    4.5M -1.3 %
  • Book Value x2
    9.0M -1.3 %
  • Book Value x3
    13.6M -1.3 %
ROAA

.578

ROAE

6.003

Efficiency Ratio

93.592

Net Interest Margin

2.837

Balance Sheet Highlights
Financial Highlights The First National Bank Of Smith Center All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 49,857 134,435
Total Net Loans 17,084 73,366
Total Deposits 45,302 110,635
Total Equity 4,518 14,204
Profitability
Net Income 275 1,125
Return on Average Assets .578 .816
Return on Average Equity 6.003 7.628
Net Interest Margin 2.837 3.556
Efficiency Ratio 93.592 71.884
Noninterest Income/Revenue 3.78 13.991
Balance Sheet Ratios
Loan-to-Deposit 37.711 64.722
Securities/Assets .268 .283
Total Equity/Total Assets .091 .106
Tangible Equity/Tangible Assets .091 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,518 13,733
Tier 2 Capital 125 998
Total Capital 4,643 14,743
Total Risk Weighted Assets 24,654 87,288
Leverage Ratio 9.96 10.357
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.33 16.919
Total Capital Ratio 18.83 18.084

Timeline for The First National Bank Of Smith Center

Guaranty State Bank And Trust Company

The First National Bank Of Smith Center was acquired by Guaranty State Bank And Trust Company 10 years

View Profile Mar 15 2014

Smith Center Investments, Inc.

Smith Center Investments, Inc. became a new subsidiary organization for The First National Bank Of Smith Center.

View Profile Oct 01 1997

Smith Center Bancshares, Inc.

Smith Center Bancshares, Inc. became a new parent organization for The First National Bank Of Smith Center.

View Profile May 03 1982

First Bancshares Of Smith Center, Inc.

First Bancshares Of Smith Center, Inc. became a new parent organization for The First National Bank Of Smith Center.

View Profile Jun 15 1979

The First National Bank Of Smith Center

The First National Bank Of Smith Center was established 138 years ago and is currently headquartered in Smith Center, KS.

Jan 01 1886
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Guaranty State Bank And Trust Company Buyer 279,830 Acquisition Discontinued 3/15/2014
Relationships Role Relationship Start Relationship End
Smith Center Bancshares, Inc. Parent 12/31/1982 3/14/2014
Smith Center Bancshares, Inc. Parent 5/3/1982 12/30/1982
First Bancshares Of Smith Center, Inc. Parent 6/15/1979 5/2/1982
Smith Center Investments, Inc. Subsidary 10/1/1997 11/1/1998
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