Vitals
  • Total Assets
    377.2M 16.3 %
  • Total Deposits
    334.6M 17.7 %
  • Total Net Loans
    293.1M 14.6 %
  • Net Income
    6.9M 122.9 %
  • Book Value
    35.7M 14.4 %
  • Book Value x2
    71.4M 14.4 %
  • Book Value x3
    107.0M 14.4 %
ROAA

1.956

ROAE

20.262

Efficiency Ratio

60.824

Net Interest Margin

4.638

Balance Sheet Highlights
Financial Highlights Grand Savings Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 377,179 202,868
Total Net Loans 293,053 137,756
Total Deposits 334,571 172,449
Total Equity 35,677 21,595
Profitability
Net Income 6,929 2,672
Return on Average Assets 1.956 1.261
Return on Average Equity 20.262 11.655
Net Interest Margin 4.638 4.163
Efficiency Ratio 60.824 67.201
Noninterest Income/Revenue 16.167 16.695
Balance Sheet Ratios
Loan-to-Deposit 87.591 75.305
Securities/Assets .083 .172
Total Equity/Total Assets .095 .106
Tangible Equity/Tangible Assets .092 .104
Capital Adequacy
Tier 1 Common Capital 35,802 21,413
Tier 1 Capital 35,802 21,413
Tier 2 Capital 1,758 1,666
Total Capital 37,560 23,103
Total Risk Weighted Assets 276,206 150,667
Leverage Ratio 9.81 10.837
Common Equity Tier 1 Capital Ratio 12.96 15.74
Tier 1 Capital Ratio 12.96 15.742
Total Capital Ratio 13.6 16.809

Timeline for Grand Savings Bank

Decatur State Bank

Acquisition: Grand Savings Bank acquired a new subsidiary, Decatur State Bank, 9 years

View Profile Dec 30 2014

Grand Bancorp, Inc.

Grand Bancorp, Inc. became a new parent organization for Grand Savings Bank.

View Profile Feb 07 2014

Peterson Holding Company

Peterson Holding Company became a new parent organization for Grand Savings Bank.

View Profile Dec 31 1998

Grand Savings Bank

Grand Savings Bank was established 43 years ago and is currently headquartered in Grove, OK.

Apr 10 1981
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Decatur State Bank Seller 128,813 Acquisition Discontinued 12/30/2014
Relationships Role Relationship Start Relationship End
Grand Bancorp, Inc. Parent 2/7/2014
Peterson Holding Company Parent 12/31/2008 4/1/2013
Peterson Holding Company Parent 12/31/2007 12/30/2008
Peterson Holding Company Parent 11/30/2001 12/30/2007
Peterson Holding Company Parent 12/31/1998 11/29/2001
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