Vitals
  • Total Assets
    89.6M -6.1 %
  • Total Deposits
    80.7M -4.8 %
  • Total Net Loans
    56.1M -7.5 %
  • Net Income
  • Book Value
    7.9M 2.6 %
  • Book Value x2
    15.7M 2.6 %
  • Book Value x3
    23.6M 2.6 %
ROAA

ROAE

Efficiency Ratio

91.113

Net Interest Margin

4.005

Balance Sheet Highlights
Financial Highlights Georgia Central Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 89,622 212,703
Total Net Loans 56,085 160,222
Total Deposits 80,688 178,001
Total Equity 7,852 21,309
Profitability
Net Income — 6,567
Return on Average Assets — 1.414
Return on Average Equity — 13.467
Net Interest Margin 4.005 4.402
Efficiency Ratio 91.113 63.216
Noninterest Income/Revenue 8.384 8.628
Balance Sheet Ratios
Loan-to-Deposit 69.509 86.343
Securities/Assets .198 .212
Total Equity/Total Assets .088 .1
Tangible Equity/Tangible Assets .088 -.729
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,029 20,360
Tier 2 Capital 796 2,031
Total Capital 8,825 22,371
Total Risk Weighted Assets 63,099 170,733
Leverage Ratio 8.91 10.703
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.72 13.682
Total Capital Ratio 13.99 14.828

Timeline for Georgia Central Bank

Pinnacle Bank

Georgia Central Bank was acquired by Pinnacle Bank 16 years

View Profile Aug 01 2007

Georgia Central Bancshares, Inc.

Georgia Central Bancshares, Inc. became a new parent organization for Georgia Central Bank.

View Profile Oct 25 1984

Georgia Central Bank

Georgia Central Bank was established 100 years ago and is currently headquartered in Social Circle, GA.

Mar 08 1924
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pinnacle Bank Buyer 668,691 Acquisition Discontinued 8/1/2007
Relationships Role Relationship Start Relationship End
Georgia Central Bancshares, Inc. Parent 9/27/1986 7/31/2007
Georgia Central Bancshares, Inc. Parent 12/31/1984 9/26/1986
Georgia Central Bancshares, Inc. Parent 10/25/1984 12/30/1984
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