Vitals
  • Total Assets
    849.0M 26.0 %
  • Total Deposits
    748.6M 26.0 %
  • Total Net Loans
    604.9M 54.6 %
  • Net Income
    10.8M 16.7 %
  • Book Value
    94.6M 25.5 %
  • Book Value x2
    189.2M 25.5 %
  • Book Value x3
    283.8M 25.5 %
ROAA

1.279

ROAE

11.466

Efficiency Ratio

68.195

Net Interest Margin

4.587

Balance Sheet Highlights
Financial Highlights Pinnacle Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 849,015 256,123
Total Net Loans 604,947 160,108
Total Deposits 748,582 221,413
Total Equity 94,594 27,434
Profitability
Net Income 10,846 2,812
Return on Average Assets 1.279 .99
Return on Average Equity 11.466 8.811
Net Interest Margin 4.587 4.031
Efficiency Ratio 68.195 72.067
Noninterest Income/Revenue 25.883 19.316
Balance Sheet Ratios
Loan-to-Deposit 80.812 70.662
Securities/Assets .152 .165
Total Equity/Total Assets .111 .107
Tangible Equity/Tangible Assets .087 .105
Capital Adequacy
Tier 1 Common Capital 76,484 26,376
Tier 1 Capital 76,484 26,452
Tier 2 Capital 4,310 1,919
Total Capital 80,794 28,453
Total Risk Weighted Assets 737,601 174,280
Leverage Ratio 9.24 10.62
Common Equity Tier 1 Capital Ratio 10.37 16.191
Tier 1 Capital Ratio 10.37 16.286
Total Capital Ratio 10.95 17.433

Timeline for Pinnacle Bank

Independence Bank Of Georgia

Acquisition: Pinnacle Bank acquired a new subsidiary, Independence Bank Of Georgia, 7 years

View Profile Nov 11 2016

Georgia Central Bank

Acquisition: Pinnacle Bank acquired a new subsidiary, Georgia Central Bank, 16 years

View Profile Aug 01 2007

Pinnacle Bank

Acquisition: Pinnacle Bank acquired a new subsidiary, Pinnacle Bank, 26 years

View Profile Jan 01 1998

The American Bank

Acquisition: Pinnacle Bank acquired a new subsidiary, The American Bank, 39 years

View Profile Dec 31 1984

Pinnacle Financial Corporation

Pinnacle Financial Corporation became a new parent organization for Pinnacle Bank.

View Profile Sep 01 1983

Want to see more?

Complete timeline for Pinnacle Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Independence Bank Of Georgia Seller 189,688 Acquisition Discontinued 11/11/2016
Georgia Central Bank Seller 89,622 Acquisition Discontinued 8/1/2007
Pinnacle Bank Seller 100,383 Pooling of Interests Discontinued 1/1/1998
The American Bank Seller 9,251 Discontinued 12/31/1984
Relationships Role Relationship Start Relationship End
Pinnacle Financial Corporation Parent 1/1/2003
Pinnacle Financial Corporation Parent 9/1/1983 12/31/2002
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