Vitals
  • Total Assets
    685.2M -3.7 %
  • Total Deposits
    504.8M -7.8 %
  • Total Net Loans
    518.3M -2.4 %
  • Net Income
    7.5M -26.2 %
  • Book Value
    138.6M 5.4 %
  • Book Value x2
    277.2M 5.4 %
  • Book Value x3
    415.9M 5.4 %
ROAA

1.093

ROAE

5.547

Efficiency Ratio

73.853

Net Interest Margin

18.185

Balance Sheet Highlights
Financial Highlights 1St Financial Bank Usa All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 685,234 288,102
Total Net Loans 518,276 198,161
Total Deposits 504,839 243,793
Total Equity 138,620 35,439
Profitability
Net Income 7,496 3,749
Return on Average Assets 1.093 1.217
Return on Average Equity 5.547 10.279
Net Interest Margin 18.185 3.975
Efficiency Ratio 73.853 60.916
Noninterest Income/Revenue 12.75 21.874
Balance Sheet Ratios
Loan-to-Deposit 102.662 76.007
Securities/Assets .045 .161
Total Equity/Total Assets .202 .123
Tangible Equity/Tangible Assets .202 .119
Capital Adequacy
Tier 1 Common Capital 138,620 34,164
Tier 1 Capital 138,620 34,343
Tier 2 Capital 7,779 2,558
Total Capital 146,399 36,899
Total Risk Weighted Assets 605,630 225,553
Leverage Ratio 20.26 11.18
Common Equity Tier 1 Capital Ratio 22.89 15.765
Tier 1 Capital Ratio 22.89 15.791
Total Capital Ratio 24.17 16.885

Timeline for 1St Financial Bank Usa

1St Financial Bank Usa

1St Financial Bank Usa was established 114 years ago and is currently headquartered in Dakota Dunes, SD.

Jan 01 1910
Relationships Role Relationship Start Relationship End
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