1St Financial Bank Usa
Dakota Dunes, SD — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | 1St Financial Bank Usa | All Insured Commercial Banks in South Dakota |
Interest and Fees on Loans | 127,100 | 11,165 |
Income from Lease Financing Receivables | — | 9 |
— | 69 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 36 |
Income on Loans and Leases (TE) | 127,100 | 11,237 |
Investment Interest Income (TE) | 167 | 1,143 |
Total Interest Income (TE) | 127,814 | 12,568 |
Total Interest Expense | 13,942 | 1,156 |
Net Interest Income (TE) | 113,872 | 11,412 |
Non-Interest Income | 18,677 | 3,519 |
Adjusted Operating Income (TE) | 132,549 | 15,007 |
Non-interest Expense | 97,891 | 9,017 |
Provision for Loan & Lease Losses | 20,951 | 665 |
Pretax Operating Income (TE) | 13,707 | 4,931 |
Pretax Net Operating Income (TE) | 13,707 | 4,991 |
Applicable Income Taxes | 6,211 | 989 |
Net Operating Income | 7,496 | 3,749 |
Net Income | 7,496 | 3,749 |
Cash Dividends Declared | — | 1,737 |
Retained Earnings | 7,496 | 1,960 |