Vitals
  • Total Assets
    291.6M 0.4 %
  • Total Deposits
    233.6M -4.5 %
  • Total Net Loans
    182.3M 0.2 %
  • Net Income
    3.6M 21.5 %
  • Book Value
    25.9M 6.3 %
  • Book Value x2
    51.8M 6.3 %
  • Book Value x3
    77.7M 6.3 %
ROAA

1.253

ROAE

14.235

Efficiency Ratio

60.271

Net Interest Margin

3.617

Balance Sheet Highlights
Financial Highlights Galena State Bank & Trust Co. All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 291,623 250,585
Total Net Loans 182,258 156,701
Total Deposits 233,605 212,106
Total Equity 25,911 26,594
Profitability
Net Income 3,617 2,137
Return on Average Assets 1.253 .801
Return on Average Equity 14.235 7.675
Net Interest Margin 3.617 3.485
Efficiency Ratio 60.271 69.969
Noninterest Income/Revenue 18.899 15.323
Balance Sheet Ratios
Loan-to-Deposit 78.02 68.713
Securities/Assets .319 .213
Total Equity/Total Assets .089 .106
Tangible Equity/Tangible Assets .088 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 26,111 24,651
Tier 2 Capital 1,533 1,797
Total Capital 27,644 26,457
Total Risk Weighted Assets 206,458 172,251
Leverage Ratio 8.97 10.189
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.65 16.389
Total Capital Ratio 13.39 17.43

Timeline for Galena State Bank & Trust Co.

Illinois Bank & Trust

Galena State Bank & Trust Co. was acquired by Illinois Bank & Trust 9 years

View Profile Jan 24 2015

The Elizabeth State Bank

Acquisition: Galena State Bank & Trust Co. acquired a new subsidiary, The Elizabeth State Bank, 14 years

View Profile Jul 03 2009

Heartland Financial Usa, Inc.

Heartland Financial Usa, Inc. became a new parent organization for Galena State Bank & Trust Co..

View Profile Jan 01 1992

Galena Bancorp, Inc.

Galena Bancorp, Inc. became a new parent organization for Galena State Bank & Trust Co..

View Profile Oct 31 1981

Galena State Bank & Trust Co.

Galena State Bank & Trust Co. was established 57 years ago and is currently headquartered in Galena, IL.

Jan 03 1967
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Illinois Bank & Trust Buyer 748,801 Pooling of Interests Discontinued 1/24/2015
The Elizabeth State Bank Seller 55,027 Failure 7/3/2009
Relationships Role Relationship Start Relationship End
Heartland Financial Usa, Inc. Parent 1/1/1992 1/23/2015
Galena Bancorp, Inc. Parent 10/31/1981 12/31/1991
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