Vitals
  • Total Assets
    742.2M -2.3 %
  • Total Deposits
    636.4M 0.9 %
  • Total Net Loans
    467.7M 1.7 %
  • Net Income
    8.5M 36.5 %
  • Book Value
    62.7M 3.2 %
  • Book Value x2
    125.3M 3.2 %
  • Book Value x3
    188.0M 3.2 %
ROAA

1.141

ROAE

13.407

Efficiency Ratio

65.082

Net Interest Margin

3.676

Balance Sheet Highlights
Financial Highlights Illinois Bank & Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 742,173 290,894
Total Net Loans 467,707 191,278
Total Deposits 636,419 246,407
Total Equity 62,672 31,125
Profitability
Net Income 8,520 2,670
Return on Average Assets 1.141 .919
Return on Average Equity 13.407 8.247
Net Interest Margin 3.676 3.499
Efficiency Ratio 65.082 67.9
Noninterest Income/Revenue 19.836 16.598
Balance Sheet Ratios
Loan-to-Deposit 73.49 72.669
Securities/Assets .307 .191
Total Equity/Total Assets .084 .107
Tangible Equity/Tangible Assets .084 .103
Capital Adequacy
Tier 1 Common Capital 66,101 29,670
Tier 1 Capital 66,101 29,720
Tier 2 Capital 4,707 2,112
Total Capital 70,808 31,905
Total Risk Weighted Assets 598,556 212,461
Leverage Ratio 8.8 10.62
Common Equity Tier 1 Capital Ratio 11.04 16.313
Tier 1 Capital Ratio 11.04 16.329
Total Capital Ratio 11.83 17.341

Timeline for Illinois Bank & Trust

Galena State Bank & Trust Co.

Acquisition: Illinois Bank & Trust acquired a new subsidiary, Galena State Bank & Trust Co., 9 years

View Profile Jan 24 2015

Freedom Bank

Acquisition: Illinois Bank & Trust acquired a new subsidiary, Freedom Bank, 10 years

View Profile Mar 08 2014

Illinois Bank & Trust

Illinois Bank & Trust was established 28 years ago and is currently headquartered in Rockford, IL.

Oct 16 1995

Heartland Financial Usa, Inc.

Heartland Financial Usa, Inc. became a new parent organization for Illinois Bank & Trust.

View Profile Oct 16 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Galena State Bank & Trust Co. Seller 291,623 Pooling of Interests Discontinued 1/24/2015
Freedom Bank Seller 65,532 Pooling of Interests Discontinued 3/8/2014
Relationships Role Relationship Start Relationship End
Heartland Financial Usa, Inc. Parent 10/16/1995
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