Vitals
  • Total Assets
    721.1M 3.9 %
  • Total Deposits
    627.6M 3.9 %
  • Total Net Loans
    452.9M 14.6 %
  • Net Income
    13.5M 27.9 %
  • Book Value
    91.3M 5.0 %
  • Book Value x2
    182.5M 5.0 %
  • Book Value x3
    273.8M 5.0 %
ROAA

1.874

ROAE

14.615

Efficiency Ratio

56.785

Net Interest Margin

3.942

Balance Sheet Highlights
Financial Highlights Pinnacle Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 721,079 358,087
Total Net Loans 452,885 213,533
Total Deposits 627,611 308,027
Total Equity 91,273 38,740
Profitability
Net Income 13,477 3,845
Return on Average Assets 1.874 1.025
Return on Average Equity 14.615 9.415
Net Interest Margin 3.942 3.773
Efficiency Ratio 56.785 66.762
Noninterest Income/Revenue 21.353 16.375
Balance Sheet Ratios
Loan-to-Deposit 72.16 65.494
Securities/Assets .272 .214
Total Equity/Total Assets .127 .108
Tangible Equity/Tangible Assets .084 .104
Capital Adequacy
Tier 1 Common Capital 62,063 37,278
Tier 1 Capital 62,063 37,303
Tier 2 Capital 6,164 2,526
Total Capital 68,227 39,866
Total Risk Weighted Assets 492,914 237,367
Leverage Ratio 8.98 10.563
Common Equity Tier 1 Capital Ratio 12.59 18.073
Tier 1 Capital Ratio 12.59 18.097
Total Capital Ratio 13.84 19.169

Timeline for Pinnacle Bank

First Bank

Acquisition: Pinnacle Bank acquired a new subsidiary, First Bank, 15 years

View Profile Feb 21 2009

Pinnacle Bancorp, Inc.

Pinnacle Bancorp, Inc. became a new parent organization for Pinnacle Bank.

View Profile Feb 21 2009

Nichols Bancshares, Inc.

Nichols Bancshares, Inc. became a new parent organization for Pinnacle Bank.

View Profile Nov 14 1998

Keene Bancorp, Inc.

Keene Bancorp, Inc. became a new parent organization for Pinnacle Bank.

View Profile Sep 09 1983

Pinnacle Bank

Pinnacle Bank was established 53 years ago and is currently headquartered in Keene, TX.

Aug 10 1970
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank Seller 249,466 Pooling of Interests Discontinued 2/21/2009
Relationships Role Relationship Start Relationship End
Pinnacle Bancorp, Inc. Parent 2/21/2009
Nichols Bancshares, Inc. Parent 8/26/2005 2/20/2009
Nichols Bancshares, Inc. Parent 7/1/2004 8/25/2005
Nichols Bancshares, Inc. Parent 11/1/2002 6/30/2004
Nichols Bancshares, Inc. Parent 9/5/2002 10/31/2002
Nichols Bancshares, Inc. Parent 11/14/1998 9/4/2002
Keene Bancorp, Inc. Parent 1/19/1998 11/13/1998
Keene Bancorp, Inc. Parent 3/13/1996 1/18/1998
Keene Bancorp, Inc. Parent 4/11/1994 3/12/1996
Keene Bancorp, Inc. Parent 12/31/1991 4/10/1994
Keene Bancorp, Inc. Parent 12/31/1989 12/30/1991
Keene Bancorp, Inc. Parent 6/21/1988 12/30/1989
Keene Bancorp, Inc. Parent 6/30/1985 6/20/1988
Keene Bancorp, Inc. Parent 12/31/1984 6/29/1985
Keene Bancorp, Inc. Parent 9/9/1983 12/30/1984
Similar Organizations
Organization City State Total Assets
The Pitney Bowes Bank, Inc.
 		Salt Lake City UT 724.6M
Biscayne Bank
 		Coconut Grove FL 747.2M
Kish Bank
 		Belleville PA 726.5M
Trust Company Of America
 		Centennial CO 700.3M
Industry State Bank
 		Industry TX 723.0M
Farmers State Bank
 		Marion IA 715.0M
Evergreen Bank Group
 		Oak Brook IL 762.4M
Peoplessouth Bank
 		Colquitt GA 713.4M
The Bennington State Bank
 		Salina KS 717.5M
Frontier Bank
 		Omaha NE 739.6M