Vitals
  • Total Assets
    718.4M 3.8 %
  • Total Deposits
    639.4M 4.7 %
  • Total Net Loans
    148.2M 22.3 %
  • Net Income
    11.4M 11.9 %
  • Book Value
    74.1M -2.7 %
  • Book Value x2
    148.3M -2.7 %
  • Book Value x3
    222.4M -2.7 %
ROAA

1.639

ROAE

13.78

Efficiency Ratio

38.772

Net Interest Margin

3.447

Balance Sheet Highlights
Financial Highlights Industry State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 718,392 358,087
Total Net Loans 148,247 213,533
Total Deposits 639,373 308,027
Total Equity 74,126 38,740
Profitability
Net Income 11,392 3,845
Return on Average Assets 1.639 1.025
Return on Average Equity 13.78 9.415
Net Interest Margin 3.447 3.773
Efficiency Ratio 38.772 66.762
Noninterest Income/Revenue 18.611 16.375
Balance Sheet Ratios
Loan-to-Deposit 23.186 65.494
Securities/Assets .713 .214
Total Equity/Total Assets .103 .108
Tangible Equity/Tangible Assets .102 .104
Capital Adequacy
Tier 1 Common Capital 75,611 37,278
Tier 1 Capital 75,611 37,303
Tier 2 Capital 2,413 2,526
Total Capital 78,024 39,866
Total Risk Weighted Assets 296,314 237,367
Leverage Ratio 10.7 10.563
Common Equity Tier 1 Capital Ratio 25.52 18.073
Tier 1 Capital Ratio 25.52 18.097
Total Capital Ratio 26.33 19.169

Timeline for Industry State Bank

Isb Insurance Services, Inc.

Isb Insurance Services, Inc. became a new subsidiary organization for Industry State Bank.

View Profile Jan 12 2001

Industry Holdings, Inc.

Industry Holdings, Inc. became a new parent organization for Industry State Bank.

View Profile Oct 17 1997

Industry Bancshares, Inc.

Industry Bancshares, Inc. became a new parent organization for Industry State Bank.

View Profile Aug 31 1993

New Ulm State Bank

Acquisition: Industry State Bank acquired a new subsidiary, New Ulm State Bank, 34 years

View Profile Jun 30 1989

Industry State Bank

Industry State Bank was established 112 years ago and is currently headquartered in Industry, TX.

Jun 01 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
New Ulm State Bank Seller 11,963 Failure 6/30/1989
Relationships Role Relationship Start Relationship End
Industry Bancshares, Inc. Parent 1/1/2011
Industry Holdings, Inc. Parent 10/17/1997 12/31/2010
Industry Bancshares, Inc. Parent 8/31/1993 10/16/1997
Isb Insurance Services, Inc. Subsidary 6/30/2007
Isb Insurance Services, Inc. Subsidary 1/12/2001 6/29/2007
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