Efficiency Ratio Over Time
Efficiency Ratio Industry State Bank All Insured Commercial Banks in Texas
12-31-2016 38.772 66.762
09-30-2016 38.24 66.187
06-30-2016 37.818 66.286
03-31-2016 37.212 66.484
12-31-2015 36.861 67.473
09-30-2015 36.11 67.019
06-30-2015 36.778 67.62
03-31-2015 35.967 68.379
12-31-2014 38.981 67.933
09-30-2014 38.416 67.76
06-30-2014 37.661 68.348
03-31-2014 38.309 69.161
12-31-2013 40.214 70.01
09-30-2013 39.74 69.448
06-30-2013 39.074 70.111
03-31-2013 39.409 71.168
12-31-2012 49.172 70.289
09-30-2012 40.015 69.365
06-30-2012 39.03 69.7
03-31-2012 37.695 69.836
12-31-2011 44.51 71.203
09-30-2011 42.731 70.717
06-30-2011 43.341 71.672
03-31-2011 42.497 72.166
12-31-2010 53.43 72.798
09-30-2010 47.38 71.344
06-30-2010 47.537 71.672
03-31-2010 46.043 72.124
12-31-2009 54.428 72.899
09-30-2009 54.715 71.928
06-30-2009 55.291 72.628
03-31-2009 52.533 71.399
12-31-2008 58.892 70.933
09-30-2008 57.499 69.839
06-30-2008 55.707 70.152
03-31-2008 51.901 69.753
12-31-2007 57.17 68.047
09-30-2007 56.063 66.762
06-30-2007 56.222 66.933
03-31-2007 55.186 66.629
12-31-2006 56.784 66.288
09-30-2006 55.827 64.993
06-30-2006 55.678 65.249
03-31-2006 53.019 65.978
12-31-2005 52.703 67.153
09-30-2005 51.886 66.756
06-30-2005 50.696 67.031
03-31-2005 49.012 67.486
12-31-2004 51.884 69.184
09-30-2004 50.63 68.305
06-30-2004 51.671 68.807
03-31-2004 51.762 69.055
12-31-2003 58.911 69.41
09-30-2003 56.662 68.526
06-30-2003 55.616 68.452
03-31-2003 54.329 68.632
12-31-2002 53.933 67.534