Vitals
  • Total Assets
    717.4M 0.2 %
  • Total Deposits
    634.5M 0.8 %
  • Total Net Loans
    445.7M 15.5 %
  • Net Income
    6.1M 3.9 %
  • Book Value
    65.7M 3.6 %
  • Book Value x2
    131.5M 3.6 %
  • Book Value x3
    197.2M 3.6 %
ROAA

.848

ROAE

9.153

Efficiency Ratio

63.634

Net Interest Margin

3.644

Balance Sheet Highlights
Financial Highlights Peoplessouth Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 717,369 256,123
Total Net Loans 445,741 160,108
Total Deposits 634,485 221,413
Total Equity 65,747 27,434
Profitability
Net Income 6,055 2,812
Return on Average Assets .848 .99
Return on Average Equity 9.153 8.811
Net Interest Margin 3.644 4.031
Efficiency Ratio 63.634 72.067
Noninterest Income/Revenue 9.517 19.316
Balance Sheet Ratios
Loan-to-Deposit 70.252 70.662
Securities/Assets .262 .165
Total Equity/Total Assets .092 .107
Tangible Equity/Tangible Assets .09 .105
Capital Adequacy
Tier 1 Common Capital 67,972 26,376
Tier 1 Capital 67,972 26,452
Tier 2 Capital 5,819 1,919
Total Capital 73,791 28,453
Total Risk Weighted Assets 465,034 174,280
Leverage Ratio 9.55 10.62
Common Equity Tier 1 Capital Ratio 14.62 16.191
Tier 1 Capital Ratio 14.62 16.286
Total Capital Ratio 15.87 17.433

Timeline for Peoplessouth Bank

Peoples Community Bank

Acquisition: Peoplessouth Bank acquired a new subsidiary, Peoples Community Bank, 19 years

View Profile Apr 13 2005

Pcb, The Community Bank

Acquisition: Peoplessouth Bank acquired a new subsidiary, Pcb, The Community Bank, 19 years

View Profile Apr 13 2005

Peoplessouth Bancshares, Inc.

Peoplessouth Bancshares, Inc. became a new parent organization for Peoplessouth Bank.

View Profile Jun 18 1991

Peoplessouth Bank

Peoplessouth Bank was established 50 years ago and is currently headquartered in Colquitt, GA.

Oct 19 1973
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Community Bank Seller 160,002 Pooling of Interests Discontinued 4/13/2005
Pcb, The Community Bank Seller 68,000 Pooling of Interests Discontinued 4/13/2005
Relationships Role Relationship Start Relationship End
Peoplessouth Bancshares, Inc. Parent 6/18/1991
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