Vitals
  • Total Assets
    68.0M 19.6 %
  • Total Deposits
    62.8M 19.6 %
  • Total Net Loans
    47.4M 10.7 %
  • Net Income
    200000.0000 60.0 %
  • Book Value
    4.9M 18.9 %
  • Book Value x2
    9.8M 18.9 %
  • Book Value x3
    14.7M 18.9 %
ROAA

1.182

ROAE

16.463

Efficiency Ratio

52.652

Net Interest Margin

4.041

Balance Sheet Highlights
Financial Highlights Pcb, The Community Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 68,000 224,061
Total Net Loans 47,383 148,449
Total Deposits 62,826 185,221
Total Equity 4,910 21,010
Profitability
Net Income 200 1,219
Return on Average Assets 1.182 1.197
Return on Average Equity 16.463 13.524
Net Interest Margin 4.041 4.189
Efficiency Ratio 52.652 69.25
Noninterest Income/Revenue 6.496 11.943
Balance Sheet Ratios
Loan-to-Deposit 75.419 79.507
Securities/Assets .179 .408
Total Equity/Total Assets .072 .094
Tangible Equity/Tangible Assets .072 -.082
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,940 19,980
Tier 2 Capital 642 1,774
Total Capital 5,582 21,822
Total Risk Weighted Assets 51,368 160,606
Leverage Ratio 7.3 10.019
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.62 14.12
Total Capital Ratio 10.87 15.22

Timeline for Pcb, The Community Bank

Peoplessouth Bank

Pcb, The Community Bank was acquired by Peoplessouth Bank 19 years

View Profile Apr 13 2005

Peoplessouth Bancshares, Inc.

Peoplessouth Bancshares, Inc. became a new parent organization for Pcb, The Community Bank.

View Profile Sep 17 1997

Farmers Bancshares, Inc.

Farmers Bancshares, Inc. became a new parent organization for Pcb, The Community Bank.

View Profile Jul 08 1983

Allied Banks, Inc.

Allied Banks, Inc. became a new parent organization for Pcb, The Community Bank.

View Profile Sep 03 1980

Pcb, The Community Bank

Pcb, The Community Bank was established 81 years ago and is currently headquartered in Malone, FL.

Jan 02 1943
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoplessouth Bank Buyer 713,412 Pooling of Interests Discontinued 4/13/2005
Relationships Role Relationship Start Relationship End
Peoplessouth Bancshares, Inc. Parent 9/17/1997 4/12/2005
Farmers Bancshares, Inc. Parent 7/8/1983 9/16/1997
Allied Banks, Inc. Parent 9/3/1980 10/5/1982
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