Vitals
  • Total Assets
    66.7M 1.0 %
  • Total Deposits
    54.6M 0.1 %
  • Total Net Loans
    28.3M 9.0 %
  • Net Income
    679000.0000 20.6 %
  • Book Value
    12.1M 4.9 %
  • Book Value x2
    24.2M 4.9 %
  • Book Value x3
    36.2M 4.9 %
ROAA

1.38

ROAE

7.702

Efficiency Ratio

51.29

Net Interest Margin

3.486

Balance Sheet Highlights
Financial Highlights Melvin Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 66,738 189,925
Total Net Loans 28,341 128,162
Total Deposits 54,615 155,733
Total Equity 12,081 22,153
Profitability
Net Income 679 1,719
Return on Average Assets 1.38 1.182
Return on Average Equity 7.702 10.125
Net Interest Margin 3.486 3.602
Efficiency Ratio 51.29 59.491
Noninterest Income/Revenue 5.144 13.325
Balance Sheet Ratios
Loan-to-Deposit 51.892 78.121
Securities/Assets .394 .199
Total Equity/Total Assets .181 .117
Tangible Equity/Tangible Assets .178 .113
Capital Adequacy
Tier 1 Common Capital 11,850 20,428
Tier 1 Capital 11,850 20,449
Tier 2 Capital 408 1,548
Total Capital 12,258 22,011
Total Risk Weighted Assets 35,025 144,061
Leverage Ratio 18.27 11.062
Common Equity Tier 1 Capital Ratio 33.83 15.828
Tier 1 Capital Ratio 33.83 15.847
Total Capital Ratio 35 16.9

Timeline for Melvin Savings Bank

United Federal Savings Association Of Iowa

Acquisition: Melvin Savings Bank acquired a new subsidiary, United Federal Savings Association Of Iowa, 29 years

View Profile Jun 25 1994

Benz Holding Company

Benz Holding Company became a new parent organization for Melvin Savings Bank.

View Profile Mar 24 1981

Melvin Savings Bank

Melvin Savings Bank was established 112 years ago and is currently headquartered in Melvin, IA.

Jan 01 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Federal Savings Association Of Iowa Seller 196,162 Failure 6/25/1994
Relationships Role Relationship Start Relationship End
Benz Holding Company Parent 12/20/2011
Benz Holding Company Parent 3/24/1981 12/19/2011
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