Melvin Savings Bank
Melvin, IA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Melvin Savings Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 1,133 | 4,429 |
Income from Lease Financing Receivables | — | 0 |
3 | 34 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 17 |
Income on Loans and Leases (TE) | 1,135 | 4,453 |
Investment Interest Income (TE) | 527 | 866 |
Total Interest Income (TE) | 1,715 | 5,468 |
Total Interest Expense | 192 | 664 |
Net Interest Income (TE) | 1,523 | 4,793 |
Non-Interest Income | 93 | 841 |
Adjusted Operating Income (TE) | 1,616 | 5,647 |
Non-interest Expense | 829 | 3,272 |
Provision for Loan & Lease Losses | — | 145 |
Pretax Operating Income (TE) | 787 | 2,141 |
Pretax Net Operating Income (TE) | 787 | 2,209 |
Applicable Income Taxes | 13 | 236 |
Net Operating Income | 679 | 1,719 |
Net Income | 679 | 1,719 |
Cash Dividends Declared | 105 | 808 |
Retained Earnings | 574 | 862 |