Vitals
  • Total Assets
    298.6M 2.4 %
  • Total Deposits
    264.8M 2.0 %
  • Total Net Loans
    130.0M 2.7 %
  • Net Income
    3.1M 7.6 %
  • Book Value
    29.8M -3.6 %
  • Book Value x2
    59.6M -3.6 %
  • Book Value x3
    89.4M -3.6 %
ROAA

1.07

ROAE

9.903

Efficiency Ratio

66.741

Net Interest Margin

3.795

Balance Sheet Highlights
Financial Highlights Mills County State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 298,586 358,087
Total Net Loans 129,981 213,533
Total Deposits 264,796 308,027
Total Equity 29,798 38,740
Profitability
Net Income 3,142 3,845
Return on Average Assets 1.07 1.025
Return on Average Equity 9.903 9.415
Net Interest Margin 3.795 3.773
Efficiency Ratio 66.741 66.762
Noninterest Income/Revenue 18.657 16.375
Balance Sheet Ratios
Loan-to-Deposit 49.087 65.494
Securities/Assets .474 .214
Total Equity/Total Assets .1 .108
Tangible Equity/Tangible Assets .092 .104
Capital Adequacy
Tier 1 Common Capital 28,602 37,278
Tier 1 Capital 28,602 37,303
Tier 2 Capital 1,367 2,526
Total Capital 29,969 39,866
Total Risk Weighted Assets 162,416 237,367
Leverage Ratio 9.86 10.563
Common Equity Tier 1 Capital Ratio 17.61 18.073
Tier 1 Capital Ratio 17.61 18.097
Total Capital Ratio 18.45 19.169

Timeline for Mills County State Bank

The First National Bank Of Hico

Acquisition: Mills County State Bank acquired a new subsidiary, The First National Bank Of Hico, 10 years

View Profile Sep 14 2013

Mcsb Insurance Agency Inc

Mcsb Insurance Agency Inc became a new subsidiary organization for Mills County State Bank.

View Profile Jul 28 2004

Mills County Delaware Financial Corporation

Mills County Delaware Financial Corporation became a new parent organization for Mills County State Bank.

View Profile Nov 29 1997

Goldthwaite Bancshares, Inc.

Goldthwaite Bancshares, Inc. became a new parent organization for Mills County State Bank.

View Profile Feb 14 1980

Mills County State Bank

Mills County State Bank was established 115 years ago and is currently headquartered in Goldthwaite, TX.

Nov 24 1908
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Hico Seller 41,767 Acquisition Discontinued 9/14/2013
Relationships Role Relationship Start Relationship End
Goldthwaite Bancshares, Inc. Parent 8/2/2008
Mills County Delaware Financial Corporation Parent 11/29/1997 8/1/2008
Goldthwaite Bancshares, Inc. Parent 2/29/1988 11/28/1997
Goldthwaite Bancshares, Inc. Parent 2/14/1980 2/28/1988
Mcsb Insurance Agency Inc Subsidary 6/30/2007 10/1/2008
Mcsb Insurance Agency Inc Subsidary 7/28/2004 6/29/2007
Similar Organizations
Organization City State Total Assets
St. Landry Bank And Trust Company
 		Opelousas LA 292.6M
Prime Meridian Bank
 		Tallahassee FL 290.1M
The Fountain Trust Company
 		Covington IN 289.9M
First Century Bank
 		Tazewell TN 297.4M
Bank Of Idaho
 		Idaho Falls ID 286.7M
Pineland Bank
 		Alma GA 286.4M
Gateway Bank Of Florida
 		Daytona Beach FL 301.3M
Mcnb Bank And Trust Co.
 		Welch WV 294.0M
Peoples Bank Of Kentucky, Inc.
 		Flemingsburg KY 284.9M
Town & Country Bank And Trust Company
 		Bardstown KY 284.3M