Vitals
  • Total Assets
    260.6M 91.1 %
  • Total Deposits
    193.7M 73.5 %
  • Total Net Loans
    159.8M 74.6 %
  • Net Income
    612000.0000 83.8 %
  • Book Value
    52.6M 304.3 %
  • Book Value x2
    105.2M 304.3 %
  • Book Value x3
    157.8M 304.3 %
ROAA

.946

ROAE

4.668

Efficiency Ratio

60.686

Net Interest Margin

3.603

Balance Sheet Highlights
Financial Highlights Fsb Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 260,574 248,145
Total Net Loans 159,760 218,843
Total Deposits 193,745 202,218
Total Equity 52,584 25,422
Profitability
Net Income 612 4,267
Return on Average Assets .946 1.256
Return on Average Equity 4.668 9.388
Net Interest Margin 3.603 4.022
Efficiency Ratio 60.686 70.315
Noninterest Income/Revenue 7.016 11.781
Balance Sheet Ratios
Loan-to-Deposit 82.459 90.685
Securities/Assets .168 .848
Total Equity/Total Assets .202 .102
Tangible Equity/Tangible Assets .11 -.296
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 28,910 22,979
Tier 2 Capital 1,859 2,931
Total Capital 30,769 25,175
Total Risk Weighted Assets 147,288 191,943
Leverage Ratio 12.29 10.349
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.63 14.212
Total Capital Ratio 20.89 15.363

Timeline for Fsb Bank

Isabella Bank

Fsb Bank was acquired by Isabella Bank 17 years

View Profile Apr 16 2007

The Farwell State Savings Bank

Acquisition: Fsb Bank acquired a new subsidiary, The Farwell State Savings Bank, 17 years

View Profile Oct 04 2006

Fsb Agency, Inc.

Acquisition: Fsb Bank acquired a new subsidiary, Fsb Agency, Inc. , 20 years

View Profile Sep 29 2003

Fsb Mortgage Company

Fsb Mortgage Company became a new subsidiary organization for Fsb Bank.

View Profile Dec 01 2000

Isabella Bank Corporation

Isabella Bank Corporation became a new parent organization for Fsb Bank.

View Profile Aug 11 2000

Want to see more?

Complete timeline for Fsb Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Isabella Bank Buyer 1,654,769 Pooling of Interests Discontinued 4/16/2007
The Farwell State Savings Bank Seller 88,104 Acquisition Discontinued 10/4/2006
Fsb Agency, Inc. Seller Pooling of Interests Discontinued 9/29/2003
Relationships Role Relationship Start Relationship End
Isabella Bank Corporation Parent 8/11/2000 4/15/2007
Fsb Bancorp, Inc. Parent 11/24/1989 8/10/2000
Fsb Mortgage Company Subsidary 12/1/2000 4/15/2007
Fsb Agency, Inc. Subsidary 6/28/1996 9/28/2003
Similar Organizations
Organization City State Total Assets
West Town Bank & Trust
 		North Riverside IL 259.7M
First State Bank Of Burnet
 		Burnet TX 259.2M
Englewood Bank & Trust
 		Englewood FL 259.1M
Peoples Trust Company Of St. Albans
 		Saint Albans VT 258.8M
F&M Bank
 		West Point NE 263.4M
First Bank
 		Dalton GA 263.5M
Freedombank
 		Elkader IA 255.7M
Citizens Bank & Trust Company
 		Plaquemine LA 265.7M
The Scottdale Bank & Trust Company
 		Scottdale PA 266.6M
The Shelby County State Bank
 		Harlan IA 253.6M