Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Fsb Bank All Insured Commercial Banks in Michigan
03-31-2007 19.63 14.212
12-31-2006 19.13 14.003
09-30-2006 13.42 14.253
06-30-2006 13.55 13.979
03-31-2006 13.68 13.911
12-31-2005 13.38 13.859
09-30-2005 14.07 14.067
06-30-2005 14.44 13.588
03-31-2005 14.7 13.68
12-31-2004 14.31 13.511
09-30-2004 13.92 13.422
06-30-2004 14.04 13.569
03-31-2004 13.86 13.499
12-31-2003 13.32 13.528
09-30-2003 13.37 13.713
06-30-2003 13.84 13.6
03-31-2003 13.59 13.623
12-31-2002 12.95 13.453