Efficiency Ratio Over Time
Efficiency Ratio Fsb Bank All Insured Commercial Banks in Michigan
03-31-2007 60.686 70.315
12-31-2006 57.623 66.877
09-30-2006 59.936 65.716
06-30-2006 61.818 66.171
03-31-2006 64.402 66.982
12-31-2005 61.822 64.078
09-30-2005 63.321 64.016
06-30-2005 62.78 63.808
03-31-2005 63.088 64.541
12-31-2004 64.86 64.329
09-30-2004 65.804 64.747
06-30-2004 67.054 65.538
03-31-2004 66.975 66.274
12-31-2003 61.937 63.66
09-30-2003 60.331 62.955
06-30-2003 58.693 63.034
03-31-2003 57.902 63.233
12-31-2002 63.282 62.526