Vitals
  • Total Assets
    100.4M 0.0 %
  • Total Deposits
    88.1M -2.4 %
  • Total Net Loans
    63.9M -10.9 %
  • Net Income
    -511000.0000 -421.4 %
  • Book Value
    9.7M 22.1 %
  • Book Value x2
    19.4M 22.1 %
  • Book Value x3
    29.1M 22.1 %
ROAA

-1.053

ROAE

-11.964

Efficiency Ratio

74.284

Net Interest Margin

3.94

Balance Sheet Highlights
Financial Highlights Firstbank - St. Johns All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 100,402 240,949
Total Net Loans 63,919 160,894
Total Deposits 88,129 204,410
Total Equity 9,684 22,628
Profitability
Net Income -511 605
Return on Average Assets -1.053 .489
Return on Average Equity -11.964 4.782
Net Interest Margin 3.94 4.005
Efficiency Ratio 74.284 74.221
Noninterest Income/Revenue 10.899 14.307
Balance Sheet Ratios
Loan-to-Deposit 72.529 77.163
Securities/Assets .193 .149
Total Equity/Total Assets .096 .094
Tangible Equity/Tangible Assets .092 .091
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,502 20,982
Tier 2 Capital 851 2,082
Total Capital 10,353 23,054
Total Risk Weighted Assets 67,173 165,834
Leverage Ratio 9.67 9.766
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.15 15.023
Total Capital Ratio 15.41 16.252

Timeline for Firstbank - St. Johns

Firstbank - Alma

Firstbank - St. Johns was acquired by Firstbank - Alma 12 years

View Profile Oct 01 2011

Firstbank - St. Johns Mortgage Company

Firstbank - St. Johns Mortgage Company became a new subsidiary organization for Firstbank - St. Johns.

View Profile Jun 01 2001

Firstbank - St. Johns

Firstbank - St. Johns was established 23 years ago and is currently headquartered in Saint Johns, MI.

Jun 16 2000

Firstbank Corporation

Firstbank Corporation became a new parent organization for Firstbank - St. Johns.

View Profile Jun 16 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Firstbank - Alma Buyer 367,869 Pooling of Interests Discontinued 10/1/2011
Relationships Role Relationship Start Relationship End
Firstbank Corporation Parent 6/16/2000 9/30/2011
Firstbank - St. Johns Mortgage Company Subsidary 6/30/2007 9/30/2011
Firstbank - St. Johns Mortgage Company Subsidary 6/1/2001 6/29/2007
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