Vitals
  • Total Assets
    415.8M 11.6 %
  • Total Deposits
    337.0M 14.7 %
  • Total Net Loans
    319.4M 6.1 %
  • Net Income
    5.0M 8.3 %
  • Book Value
    51.1M 10.1 %
  • Book Value x2
    102.3M 10.1 %
  • Book Value x3
    153.4M 10.1 %
ROAA

1.278

ROAE

10.202

Efficiency Ratio

58.135

Net Interest Margin

3.359

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 415,839 198,346
Total Net Loans 319,449 133,864
Total Deposits 337,033 165,124
Total Equity 51,127 22,060
Profitability
Net Income 4,985 2,310
Return on Average Assets 1.278 1.15
Return on Average Equity 10.202 9.92
Net Interest Margin 3.359 3.587
Efficiency Ratio 58.135 60.34
Noninterest Income/Revenue 33.795 13.494
Balance Sheet Ratios
Loan-to-Deposit 94.783 77.091
Securities/Assets .089 .197
Total Equity/Total Assets .123 .111
Tangible Equity/Tangible Assets .117 .107
Capital Adequacy
Tier 1 Common Capital 49,925 21,135
Tier 1 Capital 49,925 21,140
Tier 2 Capital 3,401 1,625
Total Capital 53,326 22,777
Total Risk Weighted Assets 353,850 151,308
Leverage Ratio 12.43 10.944
Common Equity Tier 1 Capital Ratio 14.11 15.631
Tier 1 Capital Ratio 14.11 15.631
Total Capital Ratio 15.07 16.675

Timeline for First State Bank

Csb Insurance Group, Inc.

Csb Insurance Group, Inc. became a new subsidiary organization for First State Bank.

View Profile Sep 30 1999

Farmers Savings Bank

Acquisition: First State Bank acquired a new subsidiary, Farmers Savings Bank, 27 years

View Profile Apr 01 1997

Van Diest Investment Company

Van Diest Investment Company became a new parent organization for First State Bank.

View Profile May 01 1993

Hamilton County Bancshares, Inc.

Hamilton County Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Mar 01 1987

Farmers State Bank

Acquisition: First State Bank acquired a new subsidiary, Farmers State Bank, 37 years

View Profile Feb 02 1987

Want to see more?

Complete timeline for First State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers Savings Bank Seller 13,072 Acquisition Discontinued 4/1/1997
Farmers State Bank Seller 13,480 Discontinued 2/2/1987
Relationships Role Relationship Start Relationship End
Van Diest Investment Company Parent 12/31/2008
Van Diest Investment Company Parent 5/9/2005 12/30/2008
Van Diest Investment Company Parent 12/31/1995 5/8/2005
Van Diest Investment Company Parent 5/1/1993 12/30/1995
Hamilton County Bancshares, Inc. Parent 3/1/1987 4/30/1993
Van Diest Financial, Ltd. Parent 12/31/1983 2/28/1987
Van Diest Financial, Ltd. Parent 12/31/1981 12/30/1983
Van Diest Financial, Ltd. Parent 12/31/1977 12/30/1981
Van Diest Financial, Ltd. Parent 3/15/1976 12/30/1977
Csb Insurance Group, Inc. Subsidary 9/30/1999 12/31/2000
Similar Organizations
Organization City State Total Assets
River Bank
 		Stoddard WI 455.0M
Edmonton State Bank
 		Glasgow KY 462.5M
Peoples Bank
 		Rock Valley IA 462.9M
Farmers & Merchants Bank
 		Monticello FL 463.0M
American Riviera Bank
 		Santa Barbara CA 463.6M
Ccb Community Bank
 		Andalusia AL 464.4M
United Bank & Trust Company
 		Versailles KY 466.6M
Anstaff Bank
 		Green Forest AR 444.0M
Drummond Community Bank
 		Chiefland FL 443.5M
Fnb Bank, Inc.
 		Mayfield KY 443.5M