Vitals
  • Total Assets
    267.9M 6.2 %
  • Total Deposits
    241.5M 6.9 %
  • Total Net Loans
    121.7M 5.7 %
  • Net Income
    507000.0000 140.9 %
  • Book Value
    26.0M -0.2 %
  • Book Value x2
    52.0M -0.2 %
  • Book Value x3
    78.0M -0.2 %
ROAA

.193

ROAE

1.902

Efficiency Ratio

98.221

Net Interest Margin

2.86

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 267,893 318,289
Total Net Loans 121,675 216,383
Total Deposits 241,489 263,403
Total Equity 26,010 35,927
Profitability
Net Income 507 3,504
Return on Average Assets .193 .978
Return on Average Equity 1.902 8.333
Net Interest Margin 2.86 3.942
Efficiency Ratio 98.221 67.5
Noninterest Income/Revenue 4.377 22.229
Balance Sheet Ratios
Loan-to-Deposit 50.385 73.916
Securities/Assets .377 .179
Total Equity/Total Assets .097 .113
Tangible Equity/Tangible Assets .095 .105
Capital Adequacy
Tier 1 Common Capital 25,316 33,826
Tier 1 Capital 25,316 33,832
Tier 2 Capital 1,512 2,662
Total Capital 26,828 36,492
Total Risk Weighted Assets 139,843 231,187
Leverage Ratio 9.52 10.961
Common Equity Tier 1 Capital Ratio 18.1 16.798
Tier 1 Capital Ratio 18.1 16.813
Total Capital Ratio 19.18 17.973

Timeline for First State Bank

Gurdon Branch

Acquisition: First State Bank acquired a new subsidiary, Gurdon Branch , 24 years

View Profile Jul 29 2000

Lonoke Bancshares, Inc.

Lonoke Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Mar 19 1990

First State Bank

First State Bank was established 89 years ago and is currently headquartered in Lonoke, AR.

Mar 18 1935
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Gurdon Branch Seller Pooling of Interests Discontinued 7/29/2000
Relationships Role Relationship Start Relationship End
Lonoke Bancshares, Inc. Parent 3/19/1990
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